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Will My Existing Insurance Drop Me If I Get Hiv

Here's a taste of what has to offer on this topic:
Ask the Experts

Insurance: HIV as a pre-existing condtion/payment denial

Dear The Body Expert...I have searched the database and believe my situation unique. Technically, I am self-employed. My company is located in Switzerland. Thus, I qualify as a freelancer living in New York City. I am HIV-positive, and until Dec.31,...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
A health plan can have a look-back period of up to 12 months to determine what is a pre-existing condition. However, it sounds like your new plan might have a 6-month rather than a 12-month look-back so you should be okay. In the event that it... Read more »

New insurance and pre-existing conditions

In 2004, I moved to Los Angeles and began using ADAP to cover my HIV-related expenses (labs, doctor... Read more »

existing term life insurance

I had life insurance and long term disability insurance long before I was diagnosed with HIV. Are... Read more »
Henry J. Kaiser Family Foundation

As Circumcision Rates Drop, Costs Increase: Study

As gaps in insurance coverage lead to fewer male babies being circumcised in the United States, related health costs could end up increasing by millions of dollars every year, a new study suggests. Using a model based on studies of the long-term... Read more »
Henry J. Kaiser Family Foundation

Aetna Drops Lawsuit Over 400% Price Increase of Abbott's Antiretroviral Drug Norvir

Aetna , the nation's third-largest health insurer, on Thursday "abruptly" dropped a class-action lawsuit filed Tuesday in U.S. District Court in San Francisco against Abbott Laboratories over the drug company's recent 400% price increase for its... Read more »
The Well Project

Getting and Keeping Insurance When You Are HIV Positive

Table of Contents Why should I have insurance? Can I get health insurance? How do I know what my insurance covers? Can my insurance be canceled once I have it? What can I do when my coverage ends? What happens if I change groups? ... Read more »
Henry J. Kaiser Family Foundation

Overall U.S. HIV Incidence Stable But Significant Racial Differences Still Exist, CDC Data Show

HIV incidence in the U.S. "flattened" in 2004, falling from 22.8 new cases per 100,000 people in 2001 to 20.7 per 100,000 last year, but blacks and Hispanics are still more likely to be newly diagnosed with HIV than whites, according to CDC data... Read more »
Connect With Others

Insurance and Pre-existing conditions

Posted by TTFortLauderdale, 1 Reply
My boyfriend was recently diagnosed with HIV. Fortunately he has good insurance - however we had plans to relocated to North Carolina. Of course he will have to find a new job and get new insurance. He will not let is insurance Lapse because he will... Read more »

Believing in an astounding existence

Posted by Lovinlife, 2 Replies
I am a newbie to this post...but pos for 10 years and have stopped by this site quite a bit over the years.
I am shocked at the number of negative and extremely depressing posts here so I thought I'd drop a line to offer thoughts on some of the... Read more »

Why the Worried-Well exists

Posted by Anonymous, 3 Replies
The outliers (non-B clade strains) and widely variable seroconversion times together make fear of HIV infection tough to overcome. These two phenomenons have essentially created the formation of the worried-well. For instance, when a patient tests... Read more »

existe el hiv?

Posted by leoncito, 1 Reply
Le en Vivo y Sano que el vih no existe y que no se requiere de tomar antivirales. Alguien sabe? Aqui donde vivo se ofrece un protocolo alternativo sin medicamentos.
Un abrazo a todos desde Mxico

Read more »