Will My Existing Insurance Drop Me If I Get Hiv

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Ask the Experts

Insurance: HIV as a pre-existing condtion/payment denial

Dear The Body Expert...I have searched the database and believe my situation unique. Technically, I am self-employed. My company is located in Switzerland. Thus, I qualify as a freelancer living in New York City. I am HIV-positive, and until Dec.31,...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
A health plan can have a look-back period of up to 12 months to determine what is a pre-existing condition. However, it sounds like your new plan might have a 6-month rather than a 12-month look-back so you should be okay. In the event that it... Read more »

hiv and insurance

I was diagnost with hiv, four days ago. The test I took was anonymous. I only have had my insurance... Read more »

Insurance - PEP - and general question

Recently due to a possible HIV exposure, I went to a doctor that I have a great deal of faith in... Read more »
The Body's "Ask the Experts" Forums

FAQs About Insurance From The Body's "Ask the Experts" Forums

...domestic partner's health insurance. If he changes jobs, will I still have insurance coverage? I'm HIV positive, and my wife is dropping me from her health insurance. What options are available to me now? Are the expenses I incur seeing a... Read more »
The Well Project

Drug Interactions and HIV/AIDS

...the liver enzymes. This can be a seriousproblem if it causes the HIV drugs to be metabolized too quickly. If HIV druglevels drop too low: HIV can multiply Viralload can go up Resistancecan develop HIV drugs... Read more »
Gay Men's Health Crisis

Anal Cancer, HIV and Gay/Bisexual Men

...prevented. In fact, since cervical pap smears have become a routine part of women's health care, cervical cancer rates have dropped dramatically, from rates that once resembled HIV-positive MSM anal cancer rates (80 per 100,000) to the current... Read more »
San Francisco AIDS Foundation

HIV Testing

...1-800-367-AIDS. At some anonymous test sites, you must make an appointment; in others, appointments are not necessary -- you can just drop in. You choose, or are given, a letter/number code that will match you to your test results. Most... Read more »
Connect With Others

What are you guys doing about insurance ?

Posted by Anonymous, 3 Replies
...leave this place ( I've been working this place for 10 years).If I leave this place , it is not goimg to be amicable and he will drop me from this plan right away and kinda hard to ask COBRA.I am thinking to switch to individual plan from GHI... Read more »


Posted by Anonymous, 4 Replies
...help out there, the local HIV/AIDS organization said that there is nothing they can do to help me, since I have my own private insurance. My insurance runs me $170 + $500.00/month for the drugs (my insurance only pays 60%). I have applied for... Read more »

hiv exposer from a eviromental surface.

Posted by shayshay, 2 Replies
...Hi, can a person get hiv if a drop of blood get on their virgan from a tiolet seat. I had a Naat test after 3-weeks neg and a 9-week Orasure Advaned neg also. What Read more »

My 7 yr anxiety of contracting HIV

Posted by XManifest, 1 Reply
...once had bad acne on my chest and back, and feared that by SOME CHANCE I might lean back on a seat on a train/bus with a fresh drop of blood on it. My acne was bad and often were close to bleeding, it was cystic acne. Of course I had a t-shirt on... Read more »
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