Will My Existing Insurance Drop Me If I Get Hiv

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Ask the Experts

Insurance: HIV as a pre-existing condtion/payment denial

Dear The Body Expert...I have searched the database and believe my situation unique. Technically, I am self-employed. My company is located in Switzerland. Thus, I qualify as a freelancer living in New York City. I am HIV-positive, and until Dec.31,...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

A health plan can have a look-back period of up to 12 months to determine what is a pre-existing condition. However, it sounds like your new plan might have a 6-month rather than a 12-month look-back so you should be okay. In the event that it... Read more »

New insurance and pre-existing conditions

In 2004, I moved to Los Angeles and began using ADAP to cover my HIV-related expenses (labs, doctor... Read more »

Response from Lynn L. Franzoi »

Pre-Existing for Health Insurance?

Hi, Doctor thanks for the help!Does going to the Doctor for Acne, and an Ear Infection count as a... Read more »

Response from Lynn L. Franzoi »

Go to Ask the Experts »

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Connect With Others

Insurance and Pre-existing conditions

Posted by TTFortLauderdale, 1 Reply

My boyfriend was recently diagnosed with HIV. Fortunately he has good insurance - however we had plans to relocated to North Carolina. Of course he will have to find a new job and get new insurance. He will not let is insurance Lapse because he will... Read more »

Believing in an astounding existence

Posted by Lovinlife, 2 Replies

I am a newbie to this post...but pos for 10 years and have stopped by this site quite a bit over the years.
I am shocked at the number of negative and extremely depressing posts here so I thought I'd drop a line to offer thoughts on some of the... Read more »

Why the Worried-Well exists

Posted by Anonymous, 3 Replies

The outliers (non-B clade strains) and widely variable seroconversion times together make fear of HIV infection tough to overcome. These two phenomenons have essentially created the formation of the worried-well. For instance, when a patient tests... Read more »

Need insurance coverage for HIV child adopting

Posted by opinco, 1 Reply

I really need some direction and help. I help place children with special needs for adoption. We have a little girl a family wants to adopt, she is HIV positive from birth, now 8 years old. The family uses private insurance as he is a contractor. ... Read more »

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