The Burden Of Hiv On Insurance Industry

Here's a taste of what TheBody.com has to offer on this topic:

Get the Facts

Selling Your Life Insurance

How Do I Choose a Company to Buy My Policy? Check with the state insurance department to see if viatical companies are licensed or regulated. Be sure to get offers from several companies. An organization that represents viatical companies is the Life Insurance Settlement Association, Orlando, FL; (407) 894-3797; www.lisassociation.org . Two Internet web sites with independent information are: Viatical Settlements Information at...

Ask the Experts

HIV positive in the food service industry

I am the Human Resources Manager for a food service franchise owner in New Jersey and Pennsylvania. One of our managers in one of the restaurants was just diagnosed as HIV positive. This situation is new to me. I need to know everything regarding...

Response from Nancy Breuer

WorkPositive, Inc.

Good news: you already know a lot of what you need to know. You already have policies in place concerning handwashing and care of wounds so that germs, blood and food do not come into contact. And because the person is a manager, not a cook, the... Read more »

full blown HIV/AIDS in the restaurant industry

I have been ordered to re-hire an employee that I had recently let go for failure to come to work. Three days after, the employee returned to work with his attorney and demanded his job back or threatened to go to the media and say that he was fired...

Response from Nancy Breuer

WorkPositive, Inc.

You are in a truly uncomfortable situation. Let's address it in a way that could help you avoid ever being in this again. From your question, I assume that the employee's attendance problem was caused by his disability, but he did not... Read more »

Oh, the Burden of Waiting.

Your web site is my only source of comfort right now. If you post a comforting response and I can eventually yell a WOO-HOO I will donate a big chunk of my next check (how big will be determined by how much the govt. wants to rape me).Last...

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation

Hey Gavin,Steve (Dr. Steve, the expert in the Tratamientos forum) is HIV negative. That makes us a magnetic couple. And that old adage, "opposites attract," well let me tell you it's an understatement when it comes to us. You can read... Read more »

Cruise Industry

I am looking to apply for a job on a cruise ship. There seems to be a blood check that tests for HIV. Do I have to submit to this test? Will a particular cruise line withdraw their offer? Can you lead me to a positive friendly cruise line? THANKS!...

Response from Jacques Chambers, C.L.U.

HelpWithBenefits.com

I'm sorry for the lateness of this reply, but I'm new and trying to get caught up. They can't require a physical (and blood test) until a job offer has been made. As long as the physical says you are able to perform the job duties... Read more »

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Connect With Others

My husband doesn't want to burden me

Posted by Anonymous, 2 Replies

My fiance had been acting very strangely the past few weeks: doing things that he was sure would make me leave him, and ultimately running away to god knows where. He called me yesterday and told me that it was probably best that we were just... Read more »

I don't want to be a burden

Posted by Anonymous, 2 Replies

I have only told two of my dearest friends. I feel as if when I tell people it's like I'm looking for sympathy and I will become a burden as a friend. I'm seventeen, and I don't want to bring any of my friends down. It's not really that I'm afraid... Read more »

LIFEbeat - The Music Industry Fights AIDS

Posted by Anonymous

LIFEbeat The Music Industry Fights AIDS is looking to fill the Local Tour Outreach Coordinator position. We are seeking a trained peer educator to organize volunteers for outreach in clubs and concert venues in and around Manhattan. ... Read more »

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply

$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

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