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Switching Group Health Insurance With Hiv

Here's a taste of what has to offer on this topic:
Get the Facts
The Well Project

Getting HIV Drugs

Table of Contents Health Insurance in the United States Changes Due to the Affordable Care Act (ACA) AIDS Drugs Assistance Program Medicare Health Insurance Marketplaces Drug Company Programs Clinical Trials Buyers' Club Seeking Help Health Insurance in the United States Health insurance usually covers most of the cost of prescription drugs,including HIV drugs. The best way to get health insurance is to work for...
Ask the Experts

Group Health Insurance and Job Changes

Dear Nancy, Lynn and Lynne,Thank you all for this wonderful resource. It has been a source of hope and inspiration for me since testing + last year. I have read the postings on changing jobs and want to make sure I understand the 1 year...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
You are correct, even if your new health plan had a 90-day pre-existing condition exclusion period, your period of prior coverage would count towards this 90-day pre-existing period as long as you did not have a break in coverage that exceeded 63... Read more »

I put that I was HIV positive on the group health insurance questionnaire and then I got fired!

I was hired by a local property management firm on July 12 as a Property Manager. On September 1st the owners wife and bookkeeper gave me a health insurance form to complete which led me to believe that I would be with the company long term. On...
Christa Douaihy, Esq.

Response from Christa Douaihy, Esq.

Member, City of NY Bar Association Committee on AIDS
Dear Writer, Thank you for writing into on your short recitation of the facts you may have a credible federal claim of employment discrimination based on disability (HIV+) if 1) you can amply demonstrate the causal nexus... Read more »

Help please! I'm HIV+, Changing Jobs soon, LTD & Group Health Insurance questions

I need your help please. Im doing as much on-line research as I can, but I still dont feel 100% about it all.Heres my story in summary: I work in California, with PPO coverage and Long-Term disability for 4 years with the same company. No...
Nancy Breuer

Response from Nancy Breuer

WorkPositive, Inc.
Congratulations on taking action in ways that will benefit your health and your happiness in the long term. Bravo! A great job with a strong company and good benefits: you have a lot to celebrate!I can respond to question A. I'm going to... Read more »

Group Health Insurance

Hi there Ms. Franzoi. Soon I will be offered Health Insurance trough my job as a secondary school teacher. I am currently receiving my medications through ADAP. For this reason, will I be imposed the Pre-Condition clause or will they consider ADAP...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
When you obtain coverage as a teacher, the plan will recognize coverage under group health plans, Medicare, Medicaid, public health plans and other health insurance policies (called "Creditable Coverage") towards any pre-existing exclusion... Read more »
Connect With Others

health insurance

Posted by Anonymous, 1 Reply
can anyone help me with finding a health insurance group which is hiv friendly. i,m in the chicago aera. thank you.

Read more »

Health insurance-Q for those in the US...

Posted by Lovinlife, 2 Replies
Has anybody found a private insurance co. that will offer coverage? Even if the premium is high...has anybody found any state with an "open enrollment" period where pre-existing conditions are waived.

I'm probably just dreaming...since i see a lot... Read more »

There's Health Insurance and then there's....

Posted by TimmerInTexas, 3 Replies
Secure Horizons -- what a joke!

Since I'm covered by Medicare Parts A and B, I discovered that I qualified for health insurance through Secure Horizons, a subsidiary of PacifiCare. I have 17 prescriptions that have to be filled every month so I... Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply
Hi I am Jack,
My partner has HIV, just found out recently. He was without health insurance, until he sign up through the sight for insurance. They work well with guys such as Ron and I. I wanted to share my story with the... Read more »