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Pre-existing Conditions Questions After Job Offer

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Ask the Experts

Pre-existing condition question

I have been hiv+ for 4 years now. when I was diagnosed, I was unemployed. I applied for ADAP asap. Months later I found a job and received health insurance so that I could see a private HIV doctor as opposed to a clinic. I did receive...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
When you start a new job that provides health coverage, if the plan has has a pre-existing exclusion provision in it, it will apply to you because you are in treatment for HIV/AIDS. However, the exclusion cannot be for more than 12 months. Some... Read more »

Pre-existing condition?

First, thank you for this wonderful site!I recently tested positive and am currently subscribing to... Read more »

hiv pre-existing condition?

When I began my job after a few months I found out that I was HIV poz. 4 years later I became ill... Read more »
U.S. Centers for Disease Control and Prevention

California: Coverage Lifeline -- Help for People With Pre-Existing Conditions

On July 1, the federal government will provide California $761 million to create a health insurance pool for residents with pre-existing health conditions, including HIV. The program will operate until January 2014: After then, health insurers will... Read more »
Project Inform

Federal Pre-Existing Condition Coverage Up and Running in Most States

Under the new health care reform law, the federal government has created a temporary insurance program for people with pre-existing conditions. Each state and D.C. will have their own program, and most will be run by the state, though some are run... Read more »
Canadian AIDS Treatment Information Exchange

Views From the Front Lines: Pre-Exposure Prophylaxis in Canada

We spoke to four people with very different perspectives on PrEP. Dr. Mark Tyndall -- Professor of Medicine, University of Ottawa Dr. Peter A. Newman -- Associate Professor, Faculty of Social Work, University of Toronto Canada Research Chair in... Read more »
Project Inform

PrEP (Pre-Exposure Prophylaxis)

What Will the PrEP Intervention Consist Of? Who Would Receive It? Will PrEP Be a Lifelong Intervention for Individuals? Will People Want to Use PrEP? How Will PrEP Be Delivered? What Will PrEP Cost? Will Current HIV Medications Be... Read more »
Connect With Others

Insurance and Pre-existing conditions

Posted by TTFortLauderdale, 1 Reply
My boyfriend was recently diagnosed with HIV. Fortunately he has good insurance - however we had plans to relocated to North Carolina. Of course he will have to find a new job and get new insurance. He will not let is insurance Lapse because he will... Read more »

Insurance and pre exisitng conditions

Posted by Anonymous, 2 Replies
can someone please tell me how you go about getting a job with insurance and taking advantage of the 1996 law clinton passed that no one can be denied insurance or have a pre existing condition clause put on them if they have had credible insurance... Read more »

Insurance and job change

Posted by Anonymous, 1 Reply
I am entertaining an offer for a new job. I'm lucky enough to be able to continue working and have not been categorized as "disabled." My concern is seamless medical coverage. Can I do COBRA for 12 months and then move into the new health plan?... Read more »

Insurance and changing jobs...

Posted by selah073007, 1 Reply
hello all,

i'm a 28 year old male diagnosed with HIV a little less than a year ago, extremely sick and tired of my current job and feeling a little lost as to what steps i need to take before i start a new job as it pertains to my insurance. i was... Read more »