Pre-existing Condition And Health Insurance

Here's a taste of what TheBody.com has to offer on this topic:

Ask the Experts

New insurance and pre-existing conditions

In 2004, I moved to Los Angeles and began using ADAP to cover my HIV-related expenses (labs, doctor visits, etc.). Recently, I started a new job with full health insurance coverage under Blue Cross/Blue Shield. I joined without informing them of...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Under HIPAA, a federal law, health plans that have a pre-existing condition clause must recognize prior periods of coverage (called Creditable Coverage) unless there was a break in coverage of 63 days or more. Since your prior BC/BS coverage was in... Read more »

pre existing condition

changing health insurance coverage or maybe changing to a new company, one question asked is pre... Read more »

Response from Jacques Chambers, C.L.U. »

Pre-existing condition?

First, thank you for this wonderful site!I recently tested positive and am currently subscribing to... Read more »

Response from Lynn L. Franzoi »

Go to Ask the Experts »

Articles

U.S. Centers for Disease Control and Prevention

California: Coverage Lifeline -- Help for People With Pre-Existing Conditions

On July 1, the federal government will provide California $761 million to create a health insurance pool for residents with pre-existing health conditions, including HIV. The program will operate until January 2014: After then, health insurers will... Read more »

Federal Pre-Existing Condition Coverage Up and Running in Most States

Under the new health care reform law, the federal government has created a temporary insurance program for people with pre-existing conditions. Each state and D.C. will have their own program, and most will be run by the state, though some are run... Read more »

FAQs About Insurance

Health Insurance | Life Insurance | Applying for an Insurance Policy | HIPAA and Major Risk Plan | COBRA Health Insurance If I use my work insurance, will my employer know I have HIV? What's the latest news on Medicare coverage for... Read more »

Getting and Keeping Insurance When You Are HIV Positive

Table of Contents Why should I have insurance? Can I get health insurance? How do I know what my insurance covers? Can my insurance be canceled once I have it? What can I do when my coverage ends? What happens if I change groups? ... Read more »

Connect With Others

Insurance and Pre-existing conditions

Posted by TTFortLauderdale, 1 Reply

My boyfriend was recently diagnosed with HIV. Fortunately he has good insurance - however we had plans to relocated to North Carolina. Of course he will have to find a new job and get new insurance. He will not let is insurance Lapse because he will... Read more »

Insurance and pre exisitng conditions

Posted by Anonymous, 2 Replies

can someone please tell me how you go about getting a job with insurance and taking advantage of the 1996 law clinton passed that no one can be denied insurance or have a pre existing condition clause put on them if they have had credible insurance... Read more »

Health Insurance- Please help

Posted by Anonymous, 2 Replies

Hello:

I am yet to test for hiv, but i am planning ahead (as i am testing today) just in case the worst happens.

I am about to get a new job and would like to protect my HIV status on employment health forms under "pre-existing conditions." How do i... Read more »

anyone have health insurance through work or self?

Posted by Anonymous, 3 Replies

I have started a part-time job and just informed SSDI. This isn't the first trial work time I've done and I think my disability will end. I really want to work because of the satisfaction it gives, not only for the income. Although I don't want... Read more »

Connect on Our Bulletin Boards »

Tools

My Health Tracker

Assess Your Risk for HIV

Find Local HIV/AIDS Services

Resource Centers

Guides for People With HIV

View All of Our Guides >>