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Physical Exam And Hiv Test For Life Insurance

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San Francisco AIDS Foundation

HIV Testing

...Interpretation of Test Results Accuracy of Antibody Tests Anonymous HIV Testing Confidential HIV Testing HIV Name-Based Reporting Partner Notification Orasure Test for HIV Rapid Tests for HIV Home HIV Antibody Tests Urine Test for HIV RNA / NAAT Testing For-Profit Test Sites Testing Issues for Specific Populations Pregnant Women ...
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Positive Elisa, Indeterminate Western Blot, Negative Rapid Test HIV test was indeterminate?(INDETERMINATE HIV TESTS, 2009) (PREGNANCY, 2009)

Hi, Doctor - Around 2 weeks ago during my annual OBGYN appointment, I received a HIV test. The Elisa came back repeatedly positive and the Western Blot was indeterminate with traces of P24. Freaking out, I then went to my local health clinic 4 days...
Robert J. Frascino, M.D.

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation
...Hi,You are most likely HIV negative. See below.Dr. BobHIV test was indeterminate?(INDETERMINATE HIV TESTS, 2009) (PREGNANCY, 2009)Feb 21, 2009 Hi, I have been sexually active for over two Read more »

Insurance Incontestability and HIVDear

Dear Experts,Recently I got a term life insurance policy in which I had to take a physical exam and blood test for HIV, which I passed. A few weeks after receiving this policy, I tested positive for HIV at the clinic (anonymous testing). I plan on...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
As long as you answered the questions on the application honestly, I do not think they can cancel your policy. Additional protection for you to keep the policy is that they required a blood test and you were negative on that test. Read more »

Rountine Blood Test at Physical Exam

Hello,I had a blood screening two months ago and everything came back normal. The test included testing my WBC (White blood Cell) and RBC (Red Blood Cell) count. My question is can a routine blood test detect symptons of HIV? Just so you know I...
Ewald Horwath, M.D.

Response from Ewald Horwath, M.D.

University of Miami School of Medicine
No, routine blood tests like WBC and RBC counts cannot detect HIV infection. The only reliable screening test is the HIV antibody test. Read more »

Is HIV Test Just an HIV Test

I am in a new relationship and before becoming intimate I am insisting that both my partner and myself be tested for std's, A local group in our area offers free HIV tests my concern is that this test will not be comprehensive and while I will not...
Benjamin Young, M.D., Ph.D.

Response from Benjamin Young, M.D., Ph.D.

Rocky Mountain CARES
...Thanks for your post.You're right. An HIV test is just that- a test for HIV. It's not a test for syphillis, warts, gonorrhea, hepatitis or anything else.Moreover, a negative HIV test doesn't rule out Read more »
Articles
AIDS InfoNet

HIV Testing

... What Is HIV Testing? How Do I Get Tested? Who Should Get Tested? When Should I Get Tested? Do Any Tests Work Sooner After Infection? Read more »
The Well Project

Did You Just Test HIV Positive?

...and Support It's Better to Know HIV and Women Make a New Start Useful Info Sheets for Newly Diagnosed Getting an HIV diagnosis can feel like the worst news in the world. It is common to feel anger, fear, confusion, shock, depression,... Read more »
AIDS InfoNet

Selling Your Life Insurance

... Why Do People Sell Their Life Insurance Policies? Who Buys Life Insurance Policies? How Can I Sell My Life Insurance Policy? What Are the Criteria for Buying a Read more »
San Francisco AIDS Foundation

Transgender Health and HIV

...reporting options in publicly funded HIV counselling and testing sites in California. Transgender persons have the overall highest HIV diagnosis rate (6.3%) of any group in the state, higher than that of MSM (4.8%). Over half of these cases are... Read more »
Connect With Others

found out june 24, first test results next week

Posted by ruralguy, 8 Replies
...a short time anyway. And when I need it ambien helps me sleep. I'm hugely worried about test results next week. My prior hiv test (the last negative one) was 18 months before. Anyone out there like me? Being in a rural place is hard and I... Read more »

Newbie with incredible Anxiety! Need advice.

Posted by haden, 2 Replies
...have something, after 10 years wouldn't I know about it and what about the other two items of concern? I'm testing to get a life insurance policy so this is how it all came about, otherwise I never even thought about it at all. My test will... Read more »

hiv stories

Posted by Anonymous
...of it. They said it was cancer or HIV. I was so sure it was cancer and so did the doctors but at the same time they asked for tests for HIV. It was the biggest nightmare of my life. It was positive, I was HIV+ and my baby had AIDS. My husband... Read more »

AN OPEN LETTER TO MY FELLOW MAN

Posted by Anonymous, 5 Replies
...diagnostic purposes. The viral load test manufacturers own literature warns the test is not intended to be used as a screening test for HIV or as a diagnostic test to confirm the presence of HIV Yet this is the test I was given by my doctor when... Read more »