Physical Exam And Hiv Test For Life Insurance

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Ask the Experts

Life insurance medical exam

I've been working at the same job for three years. They do not know I'mhiv+. They are giving life insurance now as a benefit and require that Itake an exam with this new company. Will they give me a test for HIV? Ifso, should I just say I...

Response from Nancy Breuer

WorkPositive, Inc.

When applying for life insurance, the insurance company can ask if youare HIV+ or require a test for HIV. The questionnaire, if completed,should be sent directly to the insurance carrier not delivered to thecompany so the company should not be... Read more »

physical for life insurance

i work for an organization which has only 5 employees. Can they terminate my employment if test... Read more »

Response from Lynn L. Franzoi »

Life Insurance medical exam/Similar symptoms to HIV/AIDS

Hello I have 2 questions:1) What happens if an individual has been declined for life insurance due... Read more »

Response from Lynn L. Franzoi »

Go to Ask the Experts »

Articles

Including HIV Testing as Part of Routine Medical Exams Could Help Curb Spread of HIV, Editorial Says

CDC 's expected recommendation to implement HIV testing as part of routine medical exams is "doable, cheap and could do more to stem new transmissions than almost any other available option," a Los Angeles Times editorial says. Although the... Read more »

This Positive Life: An Interview With Dee Borrego

Inspiring stories of people living with HIV. brightcove.createExperiences(); Welcome to This Positive Life! We have with us Dee Borrego. At 21, Dee not only received an HIV diagnosis, but came out as a transgender woman,... Read more »

This Positive Life: An Interview With Gary

Table of Contents HIV Diagnosis Disclosure in Work and Family Life Dating and Loss of Libido After Prostate Cancer Connecting to Care for Prostate Cancer and HIV Keeping Healthy, Following New Paths Turning 60: Aging With HIV ... Read more »

New British Insurance Association Guidelines Say Questions About Sexuality Cannot Be Asked to Determine HIV Risk

British life insurance agents cannot ask male applicants questions about their sexual practices in order to determine HIV risk, according to new guidelines from the Association of British Insurers that went into effect on Saturday, the Financial... Read more »

Connect With Others

Life Insurance for people who areHIV+

Posted by Anonymous

I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

Life Insurance

Posted by Anonymous, 1 Reply

Hello everyone! I am looking a buy a policy, i have two children and i would like to leave them something other than bills. I live in new york ( my job does not offer it) IF any one has any knowledge of a company that will allow me to buy a policy... Read more »

found out june 24, first test results next week

Posted by ruralguy, 8 Replies

I found out in the course of a normal annual physical exam. Everything was fine and then I got an HIV positive result on June 24. I saw a specialist on July 3 and I get my first test results next week on the 16th. I'm 56 and I just be totally... Read more »

Life Insurance Question??????

Posted by Anonymous, 2 Replies

I have been living with HIV for a year now. So far I am doing well and am not on medication. I have small kids and was wondering if anyone had any information on where I might be able to get a policy somewhere. Read more »

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