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Long Term Disability Insurance And Hiv

Here's a taste of what has to offer on this topic:
Ask the Experts

long term disability insurance

I receive a letter from my group medical underwriting company for long term disability stating it is necessary for me to take a physical exam with HIV testing if I test positive will they deny my coverage and report this information to other...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...applying for increased coverage. If you are just applying for the coverage, then they can ask for blood work that would include an HIV test. If you test positive, most likely they will not grant you coverage (or an increase if that is what you... Read more »

Disability insurance

Hi, I have been positive about ten years. I've been on the cocktail and two anti-virals for the... Read more »

Health Insurance While on LTD

Many questions on one paragraph!!!!!!!I do have health insurance trough my employer, I do also... Read more »
The Well Project

Getting HIV Drugs ask your doctor or a treatment advocate or case manager from a local AIDS service organization to help you find short- and long-term options for getting the medications you need. Read more »
The Well Project

HIV/AIDS and Lipodystrophy Treatments Part I: Treatments for Fat Gain

...lipodystrophy. The FDA said there was notenough safety and efficacy data to approve it to treat lipodystrophy,especially for long-term use. Since Serostim is not approved for HIV-related fat gain, it will not becovered by insurance for this... Read more »
The Well Project

HIV/AIDS and Lipodystrophy Treatments Part II: Treatments for Fat Loss

...lipodystrophy. If you are considering a treatment, getas much information as you can about the choices available to you. Thelong-term effects are unknown and results can be different from person toperson. It is important to consult with a... Read more »
U.S. Centers for Disease Control and Prevention

HIV/AIDS Among Hispanics/Latinos

... The HIV epidemic is a serious threat to the Hispanic/Latino community. While Hispanics/Latinos 1 represented approximately 15% of Read more »
Connect With Others

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply
...$13,000. Worth of advice about group disability insurance coverage. When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered Read more »

disabilty insurance through employer

Posted by Anonymous, 2 Replies
...Does anyone know if it's possible to collect long-term disability insurance through an employer if you have hiv and hepatitis C? Is it difficult to do that and does your employer have to know your exact Read more »

Newly Diagnosed!!!

Posted by BeerMe30, 4 Replies
...truly negative...not sure how I will deal with it if she is positive. I have had scares in the past, so I randomly give myself HIV test, this time I came back poisitive. I am sure my numbers have changed in the past weeks. I am still waiting... Read more »

Worry of the day .. need some advice

Posted by dotman32, 3 Replies
...part-time and now working part-time for myself. I retained my health benefits from my employer but they cut my short and long term disability insurance. I delayed buying my own .. and now that I just converted I'm afraid I won't be able to buy... Read more »