Life Insurance That Covers Hiv

Here's a taste of what TheBody.com has to offer on this topic:

Get the Facts

Selling Your Life Insurance

How Do I Choose a Company to Buy My Policy? Check with the state insurance department to see if viatical companies are licensed or regulated. Be sure to get offers from several companies. An organization that represents viatical companies is the Life Insurance Settlement Association, Orlando, FL; (407) 894-3797; www.lisassociation.org . Two Internet web sites with independent information are: Viatical Settlements Information at...

Ask the Experts

LIfe Insurance to protect me if HIV Partner dies

My Partnerand I purchased a home together in 2009. He had Life Insurance through his job covering 250,000 death benefit. He lost his job and did not convert the policy to an individual policy. How can we protect my interest in the home should he...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

It is difficult to purchase life insurance for someone who is HIV+. Although there are policies, the face amounts are small, typically $5,000 - $15,000. Some insurance companies to check with are Guarantee Trust Life Insurance, Physician's... Read more »

health insurance decision based on life insurance queastion.

I am covered by my spouse's employee health plan for 8 years. We have both just renewed (2012) with the new Health Savings Acct model because we are both in excellent heatlh and so it is a less costly monthly expense for us - but a higher...

Response from Jacques Chambers, C.L.U.

HelpWithBenefits.com

There is a central clearing house that keeps records on all life insurance applications. It's called the Medical Information Bureau. Assuming the carrier asking the questions is a member, and most are, they will see that you were denied for... Read more »

Life Insurance for HIV

I am a parent of an HIV teen. I would like to purchase life insurance but am not sure quite how as most insurance agencies wont cover my son. ...

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation

Hello,Unfortunately, since HIV is a progressive incurable disease, I doubt any life insurance companies would be willing to write a policy on your HIV-positive teenager. If they did, most likely the premium would be prohibitively expensive.Dr. Bob... Read more »

Life insurance Accessible Life

Hello, I encountered a life insurance policy offered by Western & Southern Financial in Cinncinati, OH. They have a strong financial rating AAA. They call it accessible life. Which requires no medical questions but is expensive. The agent...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

There are confidential life insurance policies that can be isseued without medical evidence. Without seeing more details on the policy, it is difficult for me to advise you on its legitimacy. There are insurance companies that will extend coverage... Read more »

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???? who will cover me???

Posted by soimnotalone, 1 Reply

Does anyone know of a life insurance agency that will cover people with hiv/aids? (other then work/group plans) Read more »

Life insurance??

Posted by Anonymous, 2 Replies

Does anyone know of any life insurance providers that insure HIV+ individuals?? Thanks for your input. Take care and be blessed!! Joe Read more »

Life Insurance

Posted by logopolis, 1 Reply

Hi Folks,

OK so now everything has settled down and life is carrying on pretty much as normal i am starting to look at policies, in particular life insurance to cover the mortgage.

Had a read through my current policy and surprise surprise HIV... Read more »

life insurance?

Posted by alive2, 3 Replies

im wondering if anyone can tell me something about life insurance for those who have hiv, and if it exsists, thanks for any information. Read more »

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