Life Insurance That Covers Hiv And Cancer

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Selling Your Life Insurance

How Do I Choose a Company to Buy My Policy? Check with the state insurance department to see if viatical companies are licensed or regulated. Be sure to get offers from several companies. An organization that represents viatical companies is the Life Insurance Settlement Association, Orlando, FL; (407) 894-3797; www.lisassociation.org . Two Internet web sites with independent information are: Viatical Settlements Information at...

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LIfe Insurance to protect me if HIV Partner dies

My Partnerand I purchased a home together in 2009. He had Life Insurance through his job covering 250,000 death benefit. He lost his job and did not convert the policy to an individual policy. How can we protect my interest in the home should he...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

It is difficult to purchase life insurance for someone who is HIV+. Although there are policies, the face amounts are small, typically $5,000 - $15,000. Some insurance companies to check with are Guarantee Trust Life Insurance, Physician's... Read more »

do i have to tell life insurance company i'm HIV positive?

I bought a Life insurance through my job where I am working right now. The basic Life insurance is come with that the company where I work they give it for FREE. To cover me in case of an accident in the work place and I will be cover for that. And...

Response from Jacques Chambers, C.L.U.

HelpWithBenefits.com

Chances are the group life insurance was "guarantee issue" meaning they will cover you without asking about your medical history.You don't have to tell them anything unless they asked about it. Did they ask questions about your... Read more »

Life Insurance for HIV

I am a parent of an HIV teen. I would like to purchase life insurance but am not sure quite how as most insurance agencies wont cover my son. ...

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation

Hello,Unfortunately, since HIV is a progressive incurable disease, I doubt any life insurance companies would be willing to write a policy on your HIV-positive teenager. If they did, most likely the premium would be prohibitively expensive.Dr. Bob... Read more »

HIV and Life Insurance

I am 34 years old and have never had life insurance. However, I am HIV+ and am unable to get a group life insurance policy through my job. Is it true that I will not be able to get an individual life insurance policy either? ...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

I don't understand why you can't get life insurance through your employer, unless your employer only offers a voluntary plan. However, if your employer offers a company-paid basic plan, you should be covered. You might be able to... Read more »

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