Life Insurance Policy For Hiv

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Get the Facts

Selling Your Life Insurance

How Do I Choose a Company to Buy My Policy? Check with the state insurance department to see if viatical companies are licensed or regulated. Be sure to get offers from several companies. An organization that represents viatical companies is the Life Insurance Settlement Association, Orlando, FL; (407) 894-3797; www.lisassociation.org . Two Internet web sites with independent information are: Viatical Settlements Information at...

Ask the Experts

Life Insurance Policies

It would really be helpful if you could give HIV+ people names of insurance companies who are writing life insurance policies in each state. For example: If you are 58 yrs old, HIV+ but in good health, living in NY, which companies will insure you....

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

The three companies that I know of are: NY Life under a plan offered through AARP, Physicians Life and Mutual of Omaha. The other company I know of is Guarantee Trust Life but I think they require you to be under age 50 to qualify for coverage. I... Read more »

Reinstate Life Insurance Policy

I am an American, but live in Hong Kong. I have been holding on to a 20,000 life insurance policy as a hold over of my US based job layoff 3 years ago. The premiums are only $8.00 per year - easy. Its the only insurance I have, and for 8.00 a...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

I would suggest that you ask your former employer, in light of the late date on which he notified you of the renewal, to advise the insurance carrier of the circumstances. I think there is a good chance that the insurance carrier would agree to... Read more »

New insurance policy prior to disclosing HIV+

I recently tested HIV+ at an anonymous clinic. Colorado has mandatory reporting once I go to a physician and I'll be doing that soon. However, technically no one else knows I am positive at this point. Is it possible to purchase a smaller...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Most disability or life insurance policies responses to medical questionnaires and/or a medical exam. There are a few companies that will extend life insurance policies without medical proof in very small amounts. Check with Mutual of Omaha,... Read more »

need insurance policy

I need an life insurance policy.I presently live with the hiv virus.Can you help me locate a provider who will insure me?...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Please see prior questions on this site that address coverages available form NY Life (through AARP), Mutual of Omaha, Physician's Life and Gerber Life.... Read more »

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Connect With Others

life insurance policy...

Posted by Anonymous, 3 Replies

Thinking about selling your life insurance policy? Watch out...
Get a free 60 page consumer guide that this aids organization
puts out called, " Every Question You Need to Ask Before Selling
Your Life... Read more »

Have HIV or AIDS and selling your life insurance?

Posted by Anonymous

Have HIV or AIDS and thinking about selling your life insurance
policy? This can bring financial independence but Watch Out! THis
is just like any other big financial transaction, too big just to
trust a phone number in a magazine. Get this free 60... Read more »

Life Insurance for people who areHIV+

Posted by Anonymous

I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

Life Insurance

Posted by logopolis, 1 Reply

Hi Folks,

OK so now everything has settled down and life is carrying on pretty much as normal i am starting to look at policies, in particular life insurance to cover the mortgage.

Had a read through my current policy and surprise surprise HIV... Read more »

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