Life Insurance Hiv Test

Here's a taste of what has to offer on this topic:
Ask the Experts

Am I undetectable for life insurance HIV tests?

I'm on EFV/3TC/D4T and undetectable. I'm buying a business and the bank me to take out a life insurance policy. Will I pass the HIV tests life insurance companies run, or do I have to give up my dream of owning a business?
Mark Holodniy, M.D., F.A.C.P., C.I.C.

Response from Mark Holodniy, M.D., F.A.C.P., C.I.C.

Stanford University, School of Medicine
They usually run an antibody test. Yours will be positive. never give up on dreams. MH Read more »

What are the HIV tests that life insurance use?

When you apply for life insurance, what are the common HIV tests that they use for screening? Do... Read more »

do hiv tests prevent you getting life insurance?

l have recently had a hiv test done only to be told by a friend that, even if negative this still... Read more »
The Body's "Ask the Experts" Forums

FAQs About Insurance From The Body's "Ask the Experts" Forums

...disclose my HIV status. Is there anything I can do so that my boss won't find out I have HIV? Can I be required to take an HIV test for new health and life insurance policies offered by a new employer? Can I change health insurance... Read more »
The Body

HIV Testing 101

...overviews: HIV Testing: The Facts Are You Positive You're Negative? What Are the Symptoms of HIV and AIDS? Ways to Test for HIV Types of HIV Tests Deciding if and When to Be Tested From's Experts: Common Concerns... Read more »
American Association for World Health

Fact Sheet: Confidentiality and HIV Testing

...testing centers follow one of two very different policies regarding the confidentiality of your test results: Confidential HIV testing involves recording the name of the person who tests positive and reporting confidentially those names to... Read more »
The Well Project

Women and HIV/AIDS

Table of Contents A Look at the Numbers Is HIV Different for Men and Women? Treatment in HIV+ Women: Efficacy, Side Effects, and Drug Interactions Gynecological Issues in HIV+ Women Pregnancy and HIV In Conclusion A... Read more »
Connect With Others

For Switch625 - oral guy again

Posted by Anonymous, 1 Reply
...Switch - sorry me again. I was going to take your advice and not test again, but I am buying some term life insurance and a HIV test is required. I am 13 weeks past oral exposure, licking an alcohol shot off a woman's privates. I guess I'm... Read more »

Question about HIV testing.

Posted by Anonymous, 2 Replies
...of grief if I had only tested sooner but fact is, I didn't. Can anyone answer me as to what kind of screening they use for life insurance and after 3 years can I "WOOHOO"!??? Read more »

Part of today's problem

Posted by RevAnn, 2 Replies
So let me qualify myself for those who don't know me. I am 40 yo, was infected in 1980 (through a rape). Now, I am concerned that we have become our own worse enemies for education. I too am guilty. We are telling people that HIV/AIDS is not... Read more »

Info from NYC dept of health? Is 4 weeks suffice?

Posted by Anonymous
...infected. Doctors may suggest and HIV PCR test if they think a person has been infected with HIV in the past few days or weeks. Is HIV testing ever mandatory? In New York State, HIV testing is generally voluntary and cannot be done without the... Read more »