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Life Insurance Hiv Test

Here's a taste of what TheBody.com has to offer on this topic:
Ask the Experts

Am I undetectable for life insurance HIV tests?

I'm on EFV/3TC/D4T and undetectable. I'm buying a business and the bank me to take out a life insurance policy. Will I pass the HIV tests life insurance companies run, or do I have to give up my dream of owning a business? ...
Mark Holodniy, M.D., F.A.C.P., C.I.C.

Response from Mark Holodniy, M.D., F.A.C.P., C.I.C.

Stanford University, School of Medicine
They usually run an antibody test. Yours will be positive. never give up on dreams. MH... Read more »

What are the HIV tests that life insurance use?

When you apply for life insurance, what are the common HIV tests that they use for screening? Do... Read more »

do hiv tests prevent you getting life insurance?

l have recently had a hiv test done only to be told by a friend that, even if negative this still... Read more »
Articles
Henry J. Kaiser Family Foundation

New British Insurance Association Guidelines Say Questions About Sexuality Cannot Be Asked to Determine HIV Risk

British life insurance agents cannot ask male applicants questions about their sexual practices in order to determine HIV risk, according to new guidelines from the Association of British Insurers that went into effect on Saturday, the Financial... Read more »
Body Positive

Hidden Pots of Gold

The market for the sale of life insurance -- viatication -- has taken a nosedive in 2000. Yet an almost totally ignored way to get cash out of life insurance, at almost no cost, remains: accelerating the payout of life insurance directly with the... Read more »
Henry J. Kaiser Family Foundation

Insurance Company Prudential to Offer Life Insurance to HIV-Positive People in United Kingdom

The insurance company Prudential will begin to offer life insurance policies to HIV-positive people in the United Kingdom, London's Daily Telegraph reports. According to the Telegraph , PruProtect -- a partnership between Prudential and a South... Read more »
PositiveWords

Life and Burial Insurance

Why Buy Life Insurance? Life insurance allows you to leave money to someone after you die. This can help support a loved one after you die or pay off outstanding bills so that your family is not left with a financial burden. Life... Read more »
Connect With Others

Life Insurance for people who areHIV+

Posted by Anonymous
I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

Life Insurance Question??????

Posted by Anonymous, 2 Replies
I have been living with HIV for a year now. So far I am doing well and am not on medication. I have small kids and was wondering if anyone had any information on where I might be able to get a policy somewhere. Read more »

Life Insurance

Posted by Anonymous, 1 Reply
Is there anyone out there that has life insurance? I want to buy a policy ( my job does not offer it) and I live in new york. I have two children and I want to leave them something else than bills. PLEASE if anyone has any info,
it will be greatly... Read more »

Life Insurance

Posted by Anonymous, 1 Reply
Hello everyone! I am looking a buy a policy, i have two children and i would like to leave them something other than bills. I live in new york ( my job does not offer it) IF any one has any knowledge of a company that will allow me to buy a policy... Read more »