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Life Insurance Hiv Test
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Ask the Experts
Am I undetectable for life insurance HIV tests?I'm on EFV/3TC/D4T and undetectable. I'm buying a business and the bank me to take out a life insurance policy. Will I pass the HIV tests life insurance companies run, or do I have to give up my dream of owning a business? ...Response from Mark Holodniy, M.D., F.A.C.P., C.I.C.
Stanford University, School of Medicine
They usually run an antibody test. Yours will be positive. never give up on dreams. MH...
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What are the HIV tests that life insurance use?When you apply for life insurance, what are the common HIV tests that they use for screening? Do... Read more »do hiv tests prevent you getting life insurance?l have recently had a hiv test done only to be told by a friend that, even if negative this still... Read more »
Articles
New British Insurance Association Guidelines Say Questions About Sexuality Cannot Be Asked to Determine HIV RiskBritish life insurance agents cannot ask male applicants questions about their sexual practices in order to determine HIV risk, according to new guidelines from the Association of British Insurers that went into effect on Saturday, the Financial... Read more »Hidden Pots of GoldThe market for the sale of life insurance -- viatication -- has taken a nosedive in 2000. Yet an almost totally ignored way to get cash out of life insurance, at almost no cost, remains: accelerating the payout of life insurance directly with the... Read more »Insurance Company Prudential to Offer Life Insurance to HIV-Positive People in United KingdomThe insurance company Prudential will begin to offer life insurance policies to HIV-positive people in the United Kingdom, London's Daily Telegraph reports. According to the Telegraph , PruProtect -- a partnership between Prudential and a South... Read more »This Positive Life: In the Midwestern U.S., Forming a New LifeThough it happened 26 years ago, Tommy Chesbro remembers his HIV diagnosis -- and the circumstances that led to it -- like it was yesterday. In 1986, a positive HIV test meant something fundamentally different than it does today: It meant, in short,... Read more »
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Life Insurance for people who areHIV+
Posted by Anonymous
I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.The requirements... Read more » Life Insurance Question??????
Posted by Anonymous, 2 Replies
I have been living with HIV for a year now. So far I am doing well and am not on medication. I have small kids and was wondering if anyone had any information on where I might be able to get a policy somewhere.
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Life Insurance
Posted by Anonymous, 1 Reply
Is there anyone out there that has life insurance? I want to buy a policy ( my job does not offer it) and I live in new york. I have two children and I want to leave them something else than bills. PLEASE if anyone has any info,it will be greatly... Read more » Life Insurance
Posted by Anonymous, 1 Reply
Hello everyone! I am looking a buy a policy, i have two children and i would like to leave them something other than bills. I live in new york ( my job does not offer it) IF any one has any knowledge of a company that will allow me to buy a policy...
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