Life Insurance Hiv Test How Long

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Getting HIV Drugs

Table of Contents Health Insurance AIDS Drugs Assistance Program Medicare Drug Company Programs Clinical Trials Buyers' Club Seeking Help Health Insurance Health insurance usually covers most of the cost of prescription drugs,including HIV drugs. The best way to get health insurance is to work for anemployer who provides it. Some employers, especially small businesses, do notoffer health insurance. If you do not work, or...

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life insurance and hiv-2

first of all thanks for answering my question. i got a new life insurance. they tested me for hiv which came up negative. will it effect my policy if i test postive for hiv-2 in the future. have not been tested for hiv-2 yet.i am from N.J. USA. ...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

As long as you were negative at the time you applied for and obtained the coverage, a change in your HIV status in the future will not have any impact on your coverage under this policy.... Read more »

i recently tested hiv+ can my insurance co tell my employer

i recently tested positive for hiv..i had applied for life insurance and they did a swab test found antibodies turned me down and sent my results and said they were sending my name to a list...this is a private company and not related to my...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

The insurance company cannot disclose your condition to your employer. You have protection under HIPAA to maintain your confidentiality.... Read more »

What are the HIV tests that life insurance use?

When you apply for life insurance, what are the common HIV tests that they use for screening? Do they use ELISA or some other tests? Since it may take up to six months for antibodies to develop, ELISA may not able to detect the HIV virus....

Response from Mark Holodniy, M.D., F.A.C.P., C.I.C.

Stanford University, School of Medicine

When I did this last year, the consent form I signed indicated that they would test my blood for antibodies to HIV. Nothing on the consent indicated that they would look for p24 antigen or do viral load testing. I have to admit, I did not follow... Read more »

do hiv tests prevent you getting life insurance?

l have recently had a hiv test done only to be told by a friend that, even if negative this still prevents you being eligable for life insurance. ls this true cause lm now quite worried?...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

No.... Read more »

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Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply

$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

Life Insurance for people who areHIV+

Posted by Anonymous

I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

How long for results?

Posted by Anonymous, 2 Replies

How long does it take for test results to come back? I just applied for Life Insurance and they did several tests, one of which was HIV. Now I'm thinking about every risky encounter I've had. I figured my last risky encounter was 5 months before my... Read more »

Life Insurance Question??????

Posted by Anonymous, 2 Replies

I have been living with HIV for a year now. So far I am doing well and am not on medication. I have small kids and was wondering if anyone had any information on where I might be able to get a policy somewhere. Read more »

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