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Read Now: Expert Opinions on HIV Cure Research

Life Insurance For People With Hiv

Here's a taste of what TheBody.com has to offer on this topic:
Articles
Henry J. Kaiser Family Foundation

Irish Government Launches Program to Provide Life Insurance to People With HIV, Hepatitis C Through Contaminated Blood Products

The Irish government on Thursday launched a program to provide life insurance, mortgage protection and travel insurance to people who contracted HIV or hepatitis C through contaminated blood products, Ireland's Evening Echo reports ( Evening Echo... Read more »
Henry J. Kaiser Family Foundation

Insurance Company Prudential to Offer Life Insurance to HIV-Positive People in United Kingdom

The insurance company Prudential will begin to offer life insurance policies to HIV-positive people in the United Kingdom, London's Daily Telegraph reports. According to the Telegraph , PruProtect -- a partnership between Prudential and a South... Read more »
Henry J. Kaiser Family Foundation

Netherlands Insurance Association Recommends Offering Individual Life Insurance to Some HIV-Positive People

A Netherlands insurance industry association on Wednesday announced it has begun recommending that its members offer individual life insurance plans to some HIV-positive people, and six companies so far have agreed to do so, the AP/ Jerusalem Post ... Read more »
Ask the Experts

Misconception of Life Insurance For HIV/AIDS

Dear Ms. Franzoi, On May 9 someone wrote asking why you advise people with HIV to go to certain companies for life insurance coverage. The person writing further states these companies don't offer life insurance coverage to anyone with HIV....
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
Thank you. In addition, I just learned that Gerber Life will offer policies for $3,000, $5,000 or $7,000 to individuals between the ages of 50 and 75 on a guaranteed issue basis.... Read more »

Life insurance Accessible Life

Hello, I encountered a life insurance policy offered by Western & Southern Financial in Cinncinati, OH. They have a strong financial rating AAA. They call it accessible life. Which requires no medical questions but is expensive. The agent...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
There are confidential life insurance policies that can be isseued without medical evidence. Without seeing more details on the policy, it is difficult for me to advise you on its legitimacy. There are insurance companies that will extend coverage... Read more »

Life Insurance medical exam/Similar symptoms to HIV/AIDS

Hello I have 2 questions:1) What happens if an individual has been declined for life insurance due to having the HIV virus or the AIDS virus yet unaware? Does the Life Ins. Co. normally notify the individual (by mail, ph, etc?)and advise...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
Usually when a person is declined coverage, either the insurance company tells him why or advises him how to get more information with respect to why coverage was denied. I do not know what disease has symptoms closest to HIV but it is probably... Read more »

Life Insurance for HIV Infected

Dear Experts: Is there any inurance company in the United States that is recognized for its consistent ability to grant insurance to hiv infected people?...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
Check with: - NY Life (offered through AARP) - Mutual of Omaha - Physician's Life - Gerber Life (Guaranteed Life Burial Expense Policy)They offer limited levels of coverage and might have age requirements.... Read more »
Connect With Others

Life Insurance for people who areHIV+

Posted by Anonymous
I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

Life Insurance

Posted by Anonymous
Hi,
Newly HIV, for a couple months. Have a quick question. I'm trying to obtain life insurance, as we all know they won't give policies to people with HIV. I have heard there are some companies Mutual of Omaha and New York Life that do, no... Read more »

Getting life insurance

Posted by Russ
In a recent update there was a person that named three insurance companies where HIV+ people could still buy policies. I inadvertently deleted that update and am trying to find the information. Can anyone help?

Thanks

Read more »

Life Insurance

Posted by Anonymous
There is a Life insurance Company that might be helpful to someone who is HIV+. I have located a High Risk Insurance Co. which is called IMPAIRED RISK SPECIALIST INC. the company has a plan call (E-Z 1 2 3 HIV)

The qualifications are:

You have to be... Read more »