Life Insurance For Hiv Patients

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Articles

Life Insurance Ban on HIV/AIDS Patients Unjustified Due to Advent of Antiretroviral Therapy, Study Says

Life insurance companies' ban on providing coverage for people with HIV/AIDS is in many cases unjustified, according to a study published in the Sept. 13 issue of the Lancet , BBC News reports ( BBC News , 9/12). Because of high death rates... Read more »

San Jose Mercury News Examines Obstacles HIV/AIDS Patients Face Obtaining Life Insurance

The San Jose Mercury News on Tuesday examined the obstacles some HIV/AIDS patients face in obtaining life insurance policies because insurance companies have not "kept pace" with what is becoming a "chronic, controllable" disease. Although... Read more »

Spokane Spokesman-Review Examines HIV-Related Life Insurance Discrimination Case in Washington State

The Spokane Spokesman-Review on Wednesday examined a case in Washington state in which an HIV-positive man was denied life insurance by Farmers New World Life Insurance . Some advocates had hoped that the discrimination case would "open doors"... Read more »

Ask the Experts

Correct Answer About Life Insurance for Aids Patients

I just wanted to inform you that your recent answer about life insurance for AIDS patient not being possible is not accurate. Physicians Life, Mutual of Omaha and New York life all allow such insurance under a policy that has no questions asked....

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Thank you for this information. I was unaware of any insurancce company that would do this. I will post your response so individuals can contact these companies.... Read more »

Insurance for Aids/HIV patients

I am an independent broker who is constantly asked forcoverage. I am at a lost. Would you knowof any companies inMissouri that offerlife insurance for these patients? I would be interested incontracting that I maybe able to provide anecessary...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Check with:AARP's program through NY Life Mutual of OmahaPhysician's LifeGerber LifeAll of the above provide limited coverage in a range from $3,000 to $20,000. Coverage amount variers by carrier and is subject to certain restrictions and... Read more »

Is there any way to get life insurance for HIV'ers

Hi,i hope my question does not sound too silly. Things may be very unfair somtimes but as technology grows we get better too in our mid sets. I'm sure many HIV people have come across worring about their future when it comes to Insurance. I was...

Response from Keith Henry, M.D.

University of Minnesota, School of Medicine

Several years after the introduction of HAART (potent antiretroviral therapy) several life insurance companies made headlines (late 1990's) by announcing they were offering life insurance to certain HIV+ patients. I have not heard much since... Read more »

Life insurance Accessible Life

Hello, I encountered a life insurance policy offered by Western & Southern Financial in Cinncinati, OH. They have a strong financial rating AAA. They call it accessible life. Which requires no medical questions but is expensive. The agent...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

There are confidential life insurance policies that can be isseued without medical evidence. Without seeing more details on the policy, it is difficult for me to advise you on its legitimacy. There are insurance companies that will extend coverage... Read more »

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Life Insurance for people who areHIV+

Posted by Anonymous

I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

Have HIV or AIDS and selling your life insurance?

Posted by Anonymous

Have HIV or AIDS and thinking about selling your life insurance
policy? This can bring financial independence but Watch Out! THis
is just like any other big financial transaction, too big just to
trust a phone number in a magazine. Get this free 60... Read more »

life insurance, does any one know where?

Posted by Anonymous, 4 Replies

My husband is hiv+ I am- Does any one know where we can purchase life ins. for someone that is + When the time comes as morbid as this sounds I want to be able to afford to bury my husband the way he wants. Read more »

Life insurance??

Posted by Anonymous, 2 Replies

Does anyone know of any life insurance providers that insure HIV+ individuals?? Thanks for your input. Take care and be blessed!! Joe Read more »

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