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Hiv Testing And Insurance

Here's a taste of what TheBody.com has to offer on this topic:
Ask the Experts

Which would they use? HIV testing and insurance

I'm not sure that it would matter, but if an insurance company were going to give an HIV test, and the paramedical took both blood and urine samples, which would they use to perform the test?If they use blood, do they do an EIA typically, or do...
Nancy Breuer

Response from Nancy Breuer

WorkPositive, Inc.
The blood would be used to do the HIV test. It doesn't matter which assay they would use; the results would be the same. Generally they don't do a P24 test; it costs money. I am not aware of any life, medical or health insurance companies... Read more »

What are the HIV tests that life insurance use?

When you apply for life insurance, what are the common HIV tests that they use for screening? Do... Read more »

HIV Test for Disability Insurance

A few years ago I had the typical workup done regarding Disability Insurance. (Including a test for... Read more »
Articles
U.S. Centers for Disease Control and Prevention

Doctors Advocate HIV Tests for All; Insurers Urged to Pay for Screening

In a joint press conference on April 17, the American College of Physicians and the HIV Medicine Association made an urgent call for national AIDS policy reform, including universal testing for everyone who does not opt out. Dr. Michael S. Saag,... Read more »
U.S. Centers for Disease Control and Prevention

Colombian Antenatal HIV Testing Rates Reveal Health Insurance Paradox

Although antenatal HIV testing has been a standard of care for pregnant Colombian women since 2000, a survey of 10,596 women revealed that only 35 percent of women who received antenatal care between 2000 and 2005 had an HIV test. Of the 10,596... Read more »
U.S. Centers for Disease Control and Prevention

Michigan: HIV Testing Consent Bill Could Cause Insurance Companies to Deny Coverage

A bill before the Michigan House -- HB 4583, introduced by Rep. Roy Schmidt (D-Grand Rapids) -- would eliminate a state requirement that a patient sign a consent form prior to being tested for HIV. Grand Rapids-based Spectrum Health, which requested... Read more »
Henry J. Kaiser Family Foundation

California Bill Would Require Insurers to Pay for HIV Tests if Signed By Gov. Schwarzenegger

Health care insurers will be required to cover routine HIV tests if a bill (AB 1894 ) passed by the California Legislature in August is signed by Gov. Arnold Schwarzenegger (R), the San Fernando Valley Business Journal reports. According to the... Read more »
Connect With Others

Life Insurance for people who areHIV+

Posted by Anonymous
I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

Health Insurance- Please help

Posted by Anonymous, 2 Replies
Hello:

I am yet to test for hiv, but i am planning ahead (as i am testing today) just in case the worst happens.

I am about to get a new job and would like to protect my HIV status on employment health forms under "pre-existing conditions." How do i... Read more »

health insurance

Posted by Anonymous, 1 Reply
can anyone help me with finding a health insurance group which is hiv friendly. i,m in the chicago aera. thank you.

Read more »

Question about HIV testing.

Posted by Anonymous, 2 Replies
I had a test (actually a life-insurance test) that stated "HIV antibody test: non-reactive. The encounter I had was nearly 3 years ago. I know I should have gotten tested sooner if I was worried. The question is, assuming they used ELISA to... Read more »