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Hiv Insurance

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Ask the Experts

HIV and Insurance Coverage

I am HIV and currently covered under my health insurance plan. I am seriously thinking about changing jobs, which would be a change of health insurance. Would I be covered? I am currently taking Atripla to manage my HIV. I am extremly concerned...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
If you were to change jobs, as long as you don't have a 63 day break in coverage, any new employer's plan would have to recognize your period of coverage under your prior plan (called Creditable Coverage under HIPAA) towards any... Read more »

i recently tested hiv+ can my insurance co tell my employer

i recently tested positive for hiv..i had applied for life insurance and they did a swab test found... Read more »

hiv/insurance

I do not have any insurance(life). I am working but is looking for another job, so for insurance... Read more »
Articles
Mark Scherzer, Esq.

HIV and Insurance: Some Questions and Answers

1. I just found out I am HIV-positive, but I don't have insurance. Can I get insurance now? If you go to work for an employer with 15 or more employees, Federal law (the Americans with Disabilities Act) gives you the right to the same insurance... Read more »
Henry J. Kaiser Family Foundation

State Watch: "HIV Insurance Fix Passes in the Iowa Senate"

"A fix to a program that is denying health care coverage to an estimated 100 HIV-positive residents in Iowa passed in the Iowa Senate this afternoon after initially failing. The bill, Senate File 2293, generally updates law to the state's insurance... Read more »
Henry J. Kaiser Family Foundation

State Roundup: "Iowa Senate Insists on HIV Insurance Fix"

"A fix to a program that is denying health care coverage to an estimated 100 HIV-positive residents in Iowa passed in the Iowa Senate this afternoon, resurrected after the House rejected the measure. The bill, Senate File 2293, generally updates law... Read more »
Henry J. Kaiser Family Foundation

Insurance Company Prudential to Offer Life Insurance to HIV-Positive People in United Kingdom

The insurance company Prudential will begin to offer life insurance policies to HIV-positive people in the United Kingdom, London's Daily Telegraph reports. According to the Telegraph , PruProtect -- a partnership between Prudential and a South... Read more »
Connect With Others

poor & HIV+, how to deal with insurance?

Posted by Anonymous, 2 Replies
Just quit my job about 8 months ago when i found out i was positive. couldnt deal with working at the time. i haven't been working since. Since then, i applied for government assistant for health insurance which i had no problem with since i didn't... Read more »

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply
$13,000. Worth of advice
about group disability insurance coverage.


When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply
Hi I am Jack,
My partner has HIV, just found out recently. He was without health insurance, until he sign up through the www.emporiumshopper.com sight for insurance. They work well with guys such as Ron and I. I wanted to share my story with the... Read more »

Need insurance coverage for HIV child adopting

Posted by opinco, 1 Reply
I really need some direction and help. I help place children with special needs for adoption. We have a little girl a family wants to adopt, she is HIV positive from birth, now 8 years old. The family uses private insurance as he is a contractor. ... Read more »