Hiv Insurance Coverage

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Ask the Experts

HIV and Insurance Coverage

I am HIV and currently covered under my health insurance plan. I am seriously thinking about changing jobs, which would be a change of health insurance. Would I be covered? I am currently taking Atripla to manage my HIV. I am extremly concerned...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

If you were to change jobs, as long as you don't have a 63 day break in coverage, any new employer's plan would have to recognize your period of coverage under your prior plan (called Creditable Coverage under HIPAA) towards any... Read more »

Group Insurance without HIV med coverage

My group insurance eliminated all "Tier III" drugs and therefore my HIV meds will no... Read more »

Response from Jacques Chambers, C.L.U. »

Insurance Coverage of HIV Meds...

I am feeling jailed in a comapny that I no longer appreciate. I don't leave becuase it may... Read more »

Response from Lynn L. Franzoi »

Go to Ask the Experts »

Articles

Expanded Public Insurance Coverage for HIV-Positive Individuals Could Cut AIDS-Related Deaths by 66%, Study Says

Expanding public insurance coverage of HIV-positive people could cut AIDS-related deaths by as much as 66%, according to a study published in the November issue of the Journal of Health Economics , according to a Stanford University release. ... Read more »

U.N. Contractors in Kenya Unable to Secure Health Care Insurance, Including HIV Coverage, for Workers

Contractors who supply workers to the United Nations Office at Nairobi , Kenya, have been unable to secure health care insurance, including HIV coverage, for their workers despite U.N. officials' claims that the problem had been resolved, the ... Read more »

Lambda Legal to Represent HIV-Positive Man Who Was Denied Insurance Coverage for Kidney Transplant

Lambda Legal , a national gay-rights group, on Monday filed a formal appeal with the not-for-profit HMO Kaiser Permanente on behalf of 53-year-old John Carl of Denver, Colo., challenging the company's refusal to provide insurance coverage for... Read more »

Indian Insurance Company to Provide HIV-Positive People With Coverage

Chennai, India-based insurance company Star Health and Allied Insurance next week is scheduled to launch the country's first insurance policy that covers people living with HIV/AIDS, the Times of India reports. Under the policy, an... Read more »

Connect With Others

Need insurance coverage for HIV child adopting

Posted by opinco, 1 Reply

I really need some direction and help. I help place children with special needs for adoption. We have a little girl a family wants to adopt, she is HIV positive from birth, now 8 years old. The family uses private insurance as he is a contractor. ... Read more »

Insurance Coverage PLEASE HELP

Posted by Anonymous, 7 Replies

I had taken out a private health insurance policy just prior to my hiv status. I was told today that they would not cover me for a year because of exsisting condition. I went to the doctor one time before the insurance kicked in with stomach... Read more »

COST AND COVERAGE

Posted by MACKD413, 4 Replies

NEW TO THIS SITE. USED A HOME HIV TEST AND TESTED POSITIVE. SECOND TEST FROM MY DOCTOR COME BACK TOMORROW. IF POSITIVE,HOW MUCH WILL THE MEDS COST AND WILL MY INSURANCE COVER SOME OF THE COST. Read more »

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply

$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

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