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Hiv And Losing Insurance

Here's a taste of what TheBody.com has to offer on this topic:
Get the Facts
AIDS InfoNet

Selling Your Life Insurance

How Do I Choose a Company to Buy My Policy? Check with the state insurance department to see if viatical companies are licensed or regulated. Be sure to get offers from several companies. An organization that represents viatical companies is the Life Insurance Settlement Association, Orlando, FL; (407) 894-3797; www.lisassociation.org . Two Internet web sites with independent information are: Viatical Settlements Information at...
Ask the Experts

Losing individual insurance coverage

I am losing my BCBS of FL coverage paid by FL Aids Insurance Continuation Program as of 6/30/2012 because I have Medicare A, B & D. I called several Medigap providers and was told I cannot purchase their plans because of my HIV/AIDS pre-existing...
Jacques Chambers, C.L.U.

Response from Jacques Chambers, C.L.U.

HelpWithBenefits.com
Every state is having to deal with reduced funding and each state tries to accommodate it differently, and, unfortunately someone always suffers when funds are cut (assuming you're in the 99% with most of us). Moving from individual health... Read more »

Will be losing health insurance from parent.

Currently I am enrolled in college and covered under my mothers insurance. I am 22 and can be covered as a dependent so long as I am enrolled in school fulltime until the age of 23. I am also working fulltime thru a temp agency and have no other...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
If you are covered under both your mother's plan and your partner's plan, there would be coordination of benefits between the two plans. One would be considered primary and pay first and the other would pay second. Which plan pays first... Read more »

Losing Insurance- Can't afford COBRA

Hello,I am returning to school as a full-time student and will only be able to work part-time. Because of this I will lose my employer sponsored health insurance. I live in an area where an HMO was never offered through AETNA so the plan I got stuck...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
There aren't any options that I can think of other than COBRA, unless the college you are attending offers some type of group plan for students. With an HIV diagnosis, you wouldn't be able to purchase an individual policy (except for a... Read more »

Am I losing my memory due to HIV?

I am 47 years old and have forgotten my social security number twice. I forget a lot of things. My mom who is 80 remembers everything. I have been poz for 17 years. Am I losing my memory? What can I do about it, Nelson? Do you have this problem?My...
Nelson Vergel, B.S.Ch.E., M.B.A.

Response from Nelson Vergel, B.S.Ch.E., M.B.A.

Program for Wellness Restoration
SteveI know the feeling! Sometimes I do not know if my memory problems are due to HIV or aging.The CHARTER study looked into functions such as learning, remembering, planning, making decisions, attentional abilities and concentration in 1600 HIV+... Read more »
Connect With Others

May be losing health insurance!!! Need my meds!

Posted by Anonymous, 5 Replies
I may be losing my health insurance. That in itself is a nightmare, but I would have to pay for my own meds. The ADAP program in my State requires I have insurance. I can do that for about a year out of my retirement fund, which is all the income... Read more »

poor & HIV+, how to deal with insurance?

Posted by Anonymous, 2 Replies
Just quit my job about 8 months ago when i found out i was positive. couldnt deal with working at the time. i haven't been working since. Since then, i applied for government assistant for health insurance which i had no problem with since i didn't... Read more »

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply
$13,000. Worth of advice
about group disability insurance coverage.


When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

I did lose my job...need encouragement, resources

Posted by Anonymous, 5 Replies
Given choice to quit or be fired today, too many months not being able to work scheduled number of hours. I wasn't extremely worried at first, have retirement $, SS, etc. Well, I may not get ANY retirement allotment for 90 days after last day of... Read more »