Hiv And Long Term Disability

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Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply

$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

Qualifing for Disability

Posted by wallace404, 4 Replies

Does anyone know what are the general requirements in terms of labs or doctor's orders to qualify with employers and social security to be eligible for disability income benefits? Read more »

I am the caregiver of a disabled adult who has HIV

Posted by 28262

I am the guardian of a disabled adult who is HIV positive. I am HIV negative. I never thought I would land up with a person who had HIV living in my home. I always said to myself I would never let someone with HIV live in my home. Over time I... Read more »

Social Security Disablity

Posted by Anonymous, 4 Replies

Hey everybody...does anyone know about how long until I'm notified of the appeal hearing/judge's decision? And what date do they use as date of disability for retroactive pmt calculation? The date I initially applied for SSD, or first day after my... Read more »

off of disability and off to work

Posted by Anonymous, 3 Replies

hiv pos for 10 years......almost dead 2 years ago.......now back to work full time and coming off of disability......anyone else in the same boat....would like to hear from you......

marc

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Ask the Experts

long term/short term disability

I am HIV+ and have been so since 1984. Last year I had my second bout of KS and went on short term disability and applied for SSI benefits thinking I would go on long term disability in March which would have been six months from the initial claim...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

You should review the terms of both your short term disability plan and your long term disability plan to determine what the eligibility requirements are to qualify for benefits. As far as Social Security disability benefits are concerned, it is... Read more »

Short Term / Long Term Disability - Health Benefits

First Off - Thanks for all the great info in the Ask the Experts section.I have a few questions. I am 39, currently employeed and have been with the same company for 13 years. I carry medical beneifits through my employer as well as STD and LTD...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

1. Under FMLA (assumes your company has 50 or more employees), you will have to notify your employer of your need for a leave in writing or verbally at least 30 days before a forseeable leave, provide a medical certification of your serious health... Read more »

Long Term Disability - Chg Jobs

I live in California. I was recently diagnosed as HIV+ (2/8/04). I am healthy, and I have not had any pre-existing medical conditions. I have a solid health coverage plan with my current employer of 4 years, including Long Term Disability...

Response from Nancy Breuer

WorkPositive, Inc.

This may not be the answer you're expecting, but having helped to edit a book about finding the job you want right where you are, I'm going to ask you to think about creating your ideal job with your present employer. You JUST found out... Read more »

Long Term Disability

I am a 41 yo male living with HIV for 16 years, including 5 years AIDS diagnosis due to low CD4 (44), anemia, wasting, diabetes, lipodystrophy. I have been on LTD for 2 years due to severe fatigue following recovery from the wasting and diabetes....

Response from Steve Berg

Insurance & Benefits Advocate AIDS Project Los Angeles (APLA)

Bill, I'm not sure I know what you mean by transferring from disability to retirement . Some company plans have generous retirement packages that coordinate with the LTD after a specified period or offer full retirement health coverage once... Read more »

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Articles

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Long-Term Survivors of HIV and Wellness

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HIV/AIDS and People With Disability

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The Americans With Disabilities Act and the Rights of Persons With HIV/AIDS to Obtain Occupational Training and State Licensing

Q: What is the ADA? A: The Americans with Disabilities Act (ADA) gives Federal civil rights protections to individuals with disabilities similar to those provided to individuals on the basis of race, color, sex, national origin, age, and... Read more »

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