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Hiv And Long Term Disability Insurance

Here's a taste of what TheBody.com has to offer on this topic:
Ask the Experts

long term disability insurance

I receive a letter from my group medical underwriting company for long term disability stating it is necessary for me to take a physical exam with HIV testing if I test positive will they deny my coverage and report this information to other...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...applying for increased coverage. If you are just applying for the coverage, then they can ask for blood work that would include an HIV test. If you test positive, most likely they will not grant you coverage (or an increase if that is what you... Read more »

Health Insurance While on LTD

Many questions on one paragraph!!!!!!!I do have health insurance trough my employer, I do also... Read more »

Private Disability Insurance

Hello there. Is there ANY company out there that will provide a private disability insurance... Read more »
Articles
The Body

Hot Topics at The Body's "Ask the Experts" Forums, August 24, 2009

...I begin my next fast at sunrise. My CD4 count is 205 and I've been on HIV meds for eight months now.   Cancellation of Long-Term Disability Benefits for HIV/AIDS My long-term disability insurer, CIGNA, recently cancelled my benefits.... Read more »
The Well Project

Getting HIV Drugs

...to ask your doctor or a treatment advocate or case manager from a local AIDS service organization to help you find short- and long-term options for getting the medications you need. Read more »
The Well Project

HIV/AIDS and Lipodystrophy Treatments Part I: Treatments for Fat Gain

...lipodystrophy. The FDA said there was notenough safety and efficacy data to approve it to treat lipodystrophy,especially for long-term use. Since Serostim is not approved for HIV-related fat gain, it will not becovered by insurance for this... Read more »
The Well Project

HIV/AIDS and Lipodystrophy Treatments Part II: Treatments for Fat Loss

...lipodystrophy. If you are considering a treatment, getas much information as you can about the choices available to you. Thelong-term effects are unknown and results can be different from person toperson. It is important to consult with a... Read more »
Connect With Others

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply
...$13,000. Worth of advice about group disability insurance coverage. When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered Read more »

Newly Diagnosed!!!

Posted by BeerMe30, 4 Replies
...truly negative...not sure how I will deal with it if she is positive. I have had scares in the past, so I randomly give myself HIV test, this time I came back poisitive. I am sure my numbers have changed in the past weeks. I am still waiting... Read more »

disabilty insurance through employer

Posted by Anonymous, 2 Replies
...Does anyone know if it's possible to collect long-term disability insurance through an employer if you have hiv and hepatitis C? Is it difficult to do that and does your employer have to know your exact Read more »

Worry of the day .. need some advice

Posted by dotman32, 3 Replies
...part-time and now working part-time for myself. I retained my health benefits from my employer but they cut my short and long term disability insurance. I delayed buying my own .. and now that I just converted I'm afraid I won't be able to buy... Read more »