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Hiv And Finding Insurance

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Ask the Experts

hiv and insurance

I was diagnost with hiv, four days ago. The test I took was anonymous. I only have had my insurance for four months and I don't know if the HIV was preexisting or not, before I got the insurance. I am sure however that if my insurance finds out they...
Graeme Moyle, M.D.

Response from Graeme Moyle, M.D.

Chelsea and Westminster Hospital
...I am sorry to hear about your diagnosis.I am not familiar with the US insurance system. However, failing to disclose a pre-existant condition is a form of fraud and would invalidate your insurance policy. Read more »

i got afflac insurance and will it cover hiv/aids?

im seeing if afflac would cover hiv/aids if digonosed with one? need to know thanks for any help!! Read more »

Misconception of Life Insurance For HIV/AIDS

Dear Ms. Franzoi, On May 9 someone wrote asking why you advise people with HIV to go to certain... Read more »
Articles
Henry J. Kaiser Family Foundation

India: Health Officials to Press For National Insurance Policy for People Living With HIV/AIDS

...currently "excluded from all insurance policies available in the country ... Union health ministry officials [have] said that HIV/AIDS ... [is] now [considered to be] a 'manageable health problem' ... [it] should be included in medical insurance... Read more »
Henry J. Kaiser Family Foundation

Insurance Company Prudential to Offer Life Insurance to HIV-Positive People in United Kingdom

... The insurance company Prudential will begin to offer life insurance policies to HIV-positive people in the United Kingdom, London's Daily Telegraph reports. According to the Telegraph , PruProtect -- a Read more »
Henry J. Kaiser Family Foundation

Organizations, Health Insurance Company Launch Insurance Program for HIV-Positive People in India

...-- or about $700 -- for HIV-positive people, including 15,000 rupees -- or about $350 -- for hospitalization at the onset of AIDS and $350 for treatment. The premium of 1,500 rupees -- or about $30 -- will be subsidized by up to 50% by the... Read more »
Henry J. Kaiser Family Foundation

Independent Examines U.K. Insurers' Practices Regarding MSM, Risk of HIV

...Association of British Insurers in 2005 adopted guidelines on what questions insurers can ask applicants to assess their risk of HIV/AIDS and other health issues. However, a report by Compass , an independent financial adviser to MSM, found... Read more »
Connect With Others

Need insurance coverage for HIV child adopting

Posted by opinco, 1 Reply
...direction and help. I help place children with special needs for adoption. We have a little girl a family wants to adopt, she is HIV positive from birth, now 8 years old. The family uses private insurance as he is a contractor. They must be... Read more »

HIV+ Small Business Owner w/ Insurance Question

Posted by tmd6972, 2 Replies
...I'm just curious if there are any other HIV+ small business owners out there that have dealt with insurance issues. We currently have BCBS and I'm covered for medical and Read more »

Insurance for Maryland Individuals with AIDS/HIV

Posted by Anonymous, 1 Reply
...It is tough to find an insurance company that will insure a person with tough health issues. I represent a company that will insure without asking any embarrassing Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply
...Hi I am Jack, My partner has HIV, just found out recently. He was without health insurance, until he sign up through the www.emporiumshopper.com sight for insurance. Read more »