Health Insurance With Hiv Legalities

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Getting HIV Drugs

Table of Contents Health Insurance AIDS Drugs Assistance Program Medicare Drug Company Programs Clinical Trials Buyers' Club Seeking Help Health Insurance Health insurance usually covers most of the cost of prescription drugs,including HIV drugs. The best way to get health insurance is to work for anemployer who provides it. Some employers, especially small businesses, do notoffer health insurance. If you do not work, or...

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HIV, legal rights, insurance, and discrimination

Rick could you please discuss what one may need to know after testing positive to hiv regarding employment, medical insurance. . .For example, i am currently employed through a company and they provide health insurance through a common provider....

Response from Rick Sowadsky, M.P.H.

Nevada State Health Division AIDS Program

Thank you for your question. Anytime we are talking about legal issues (including insurance issues), there is no single or simple answer, since laws can vary significantly from country to country, and from state to state. In addition, many laws... Read more »

Health insurance caps for HIV/AIDS

I have HIV and my husband's self-insured company has covered my health care expenses since 1989. This year they are setting a $50,000 life-time cap on HIV/AIDS. This will give me only 4-5 more years of health insurance coverage at my current...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

HIV caps are generally illegal if they provide coverage that is different from other illness coverage. Your company cannot simply cap your HIV treatment benefits without limiting all health benefits for all illnesses and for all employees. You... Read more »

Using health insurance for HIV at work

I am HIV positive but have told no one at work. If I begin seeing aninfectious disease specialist could anyone in the employee benefits'officefind out the particulars of my situation???...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

An insurance company cannot legally share that information with theemployer. However, it is important to know whether the plan is insuredor self-insured. In an insured plan, the insurer would not share this withthe employer. Under a self... Read more »

Can HIV+ Woman get health insurance?

Our 21-year old daughter was diagnosed HIV+ in Nov 02. I feel so terrible because she was tested at our Drs.' office and it was not anonymous so our insurance company knows about the diagnosis. She will be on our insurance until she turns 22,...

Response from Nancy Breuer

WorkPositive, Inc.

Until this country moves away from employer-provided health insurance, she will have one way to get health insurance, which she absolutely needs: work for a company where she has access to a group health insurance plan. When a new employee joins a... Read more »

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Legal/Policy Specialist HIV/AIDS in the workplace

Posted by Anonymous

Description:
The International Health Group is seeking a qualified candidate to serve as a Policy/Legal Specialist on an HIV/AIDS in the Workplace program. The position will involve technical oversight of up to ten overseas projects in collaboration... Read more »

HIV and legal/financial issues

Posted by Anonymous, 1 Reply

hi guys

anybody know which states have the best health care and support for low-income positives?

i was diagnosed HIV positive last November - now i'm moving back to the U.S. in about two months and am currently looking for a job. i'm trying to... Read more »

can i be denied health insurance?

Posted by Anonymous, 1 Reply

i am in the process of applying for health insurance. i have not had any health insurance for the past year or so. i was just lazy and didn't think i needed it. one month ago i started experiencing symptoms (had several real risk exposures), and... Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply

Hi I am Jack,
My partner has HIV, just found out recently. He was without health insurance, until he sign up through the www.emporiumshopper.com sight for insurance. They work well with guys such as Ron and I. I wanted to share my story with the... Read more »

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