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Health Insurance Plans For People With Hiv

Here's a taste of what has to offer on this topic:
Fair Pricing Coalition

Health Insurance Marketplace Plans and People Living With HIV and/or Viral Hepatitis: The Success of the Affordable Care Act Requires Fair Drug Pricing and Access

The Affordable Care Act (ACA) has the potential to vastly improve health care coverage in the United States. This is a welcome development for the Fair Pricing Coalition (FPC), which has consistently advocated for improved access to affordable... Read more »
Henry J. Kaiser Family Foundation

Organizations, Health Insurance Company Launch Insurance Program for HIV-Positive People in India

Nongovernmental organizations and a health insurance company on Wednesday launched an insurance program for people living with HIV in the Indian state of Karnataka, The Hindu reports. The program -- the first of its kind in India -- was launched... Read more »
Fair Pricing Coalition

Fair Pricing Coalition Highlights Major Barriers to Life-Saving Treatment in Affordable Care Act Health Insurance Marketplace Plans

Discriminatory practices by Qualified Health Plans (QHPs) in the health insurance marketplaces, exorbitant drug pricing by the pharmaceutical industry, and a lack of clear guidance from the federal government regarding the legality of co-payment... Read more »
Ask the Experts

company changing health insurance plan that denies coverage to HIV people

I am HIV positive self employed realtor and my company provides group insurance (Aetna). I joined this brokerage in November 2008 and was covered under the group plan which covered any pre-existing conditions. I am currently taking Atripla with...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
Although there would be no ERISA violation here, it appears to be a violation of the ADA. I would discuss with legal counsel.... Read more »

insurance plans for people who are HIV +

I am suddenly without health insurance and am not elgible for COBRA. What are my options when I make too much money to qualify for most assitance programs but still can't afford my medications? What options are there for me? What are some...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
If you are not eligible for COBRA but don't have a break in coverage of more than 63 days, you might be eligible for a HIPAA policy. Contact a local insurance broker, one who sells insurance for companies like Blue Cross or Blue Shield and ask... Read more »

Is it true people with HIV can get Health Insurance?

I don't have health insurance. I heard that HIV is now considered amanagable disease and thus applying for insurance andpaying for it is possible? Is this true?...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
Yes. Some insurance carriers are extending coverage to HIV positiveindividuals. I know that Blue Cross in California will cover HIV positiveindividuals in their Level III plan. - Lynn Franzoi... Read more »

Union Health Insurance Plan

I belong to a union and our union officials are the administrators of our health insurance plan (multiplan). Are the union office workers that handle our health records permitted to discuss individual cases with the union officials such as the...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
They would be violating federal law if they were to discuss your medical condition with others without your express approval.... Read more »
Connect With Others

Life Insurance for people who areHIV+

Posted by Anonymous
I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

May be losing health insurance!!! Need my meds!

Posted by Anonymous, 5 Replies
I may be losing my health insurance. That in itself is a nightmare, but I would have to pay for my own meds. The ADAP program in my State requires I have insurance. I can do that for about a year out of my retirement fund, which is all the income... Read more »

Health Insurance- Please help

Posted by Anonymous, 2 Replies

I am yet to test for hiv, but i am planning ahead (as i am testing today) just in case the worst happens.

I am about to get a new job and would like to protect my HIV status on employment health forms under "pre-existing conditions." How do i... Read more »

Insurance for Maryland Individuals with AIDS/HIV

Posted by Anonymous, 1 Reply
It is tough to find an insurance company that will insure a person with tough health issues.

I represent a company that will insure without asking any embarrassing medical questions.

The insurance is available for individuals aged 40 - 80 in the... Read more »