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Health Insurance For Hiv Patients

Here's a taste of what has to offer on this topic:
CDC National Prevention Information Network

Louisiana: New Clinic Opens for HIV/AIDS Patients Who Lack Health Insurance

This article was reported by Shreveport Times . The Shreveport Times reported that the Philadelphia Center, a Shreveport, La., nonprofit organization, would partner with the Martin Luther King Health Center to provide a free monthly HIV and AIDS... Read more »
Henry J. Kaiser Family Foundation

State Watch: From "Health Care Denied to Iowa HIV Patients Fuels Insurance Review"

"Two state senators say they are reviewing options to either fire the administrators or shutter a $35 million state program charged with insuring Iowans with pre-existing conditions because of the program's ongoing denial of coverage to an estimated... Read more »

Florida Affordable Care Act Insurers Accused of Discriminatory Practices Against HIV Patients

Sue Saltmarsh (Credit: Chris Knight) The AIDS Institute and the National Health Law Program (NHLP) filed a complaint with the U.S. Department of Health and Human Services (HHS)'s Office for Civil Rights on May 29 charging four insurers... Read more »
Ask the Experts

Insuring HIV+ patient and the "Guaranteed Issue" in the new Act (ACA)

Dear Jacques,Hope you are doing great.I am writing to you because i read on the news about the "Patient Protection and Affordable Care Act (ACA)" and its clause regarding the "Guaranteed Issue" (...
Jacques Chambers, C.L.U.

Response from Jacques Chambers, C.L.U.
Joe, the Affordable Care Act and the part dealing with pre-existing conditions went into effect January 1, 2014. Between now and the end of the Open Enrollment period of March 31, 2014, you may purchase health insurance and your HIV status cannot be... Read more »


Dear Sir/Madam,Hope you find this mail in your good health!!!!!!! I am a hiv patient. I have been married for several years now. My wife is not hiv patient. After manyyears of our marriage we thought of having baby.We have seen Dr. R. Gargiulo at...
Robert J. Frascino, M.D.

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation
Hello,I am not a benefits counselor and do not know the specifics of your HMO insurance coverage. I'd suggest you enlist the help of your HIV specialist and the obstetrician you saw for the preliminary IVF assessment. Sometimes physicians can... Read more »

National Health Insurance

I recently moved back from Europe to Indianapolis, Indiana after living there 7 years. I don't have health insurance in the States anymore and need to look for a national coverage. Do you know of any insurance companies who have national...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
No. There is no national plan for HIV+ individuals, unless you are diasbled and qualify for Medicare. I suggest you contact an insurance broker in Indianapolis to see what plans you might qualify for. There might be a catastrophic plan in Indiana... Read more »

Choice of health insurance

Hello,I have two choices for insurance via my work: Kaiser Permanente and United HealthCare. I cannot find any information about their ratings for HIV patients. How can I make the best choice between the two?Thanks!...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
You need to look at the plan provisions, including how prescription drugs are covered. Then based on your current circumstances, choose the plan that best meets your needs. United HelathCare offers several types of plans - indemnity, HMO, PPO,... Read more »
Connect With Others

Health Insurance?

Posted by Anonymous, 2 Replies
My brother just found out that he is HIV positive. He is currently a college student and does not have health insurance. Does anyone know if there is a plan available for HIV positive persons? Costs? Any recommendations or suggestions would be... Read more »

There's Health Insurance and then there's....

Posted by TimmerInTexas, 3 Replies
Secure Horizons -- what a joke!

Since I'm covered by Medicare Parts A and B, I discovered that I qualified for health insurance through Secure Horizons, a subsidiary of PacifiCare. I have 17 prescriptions that have to be filled every month so I... Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply
Hi I am Jack,
My partner has HIV, just found out recently. He was without health insurance, until he sign up through the sight for insurance. They work well with guys such as Ron and I. I wanted to share my story with the... Read more »

Health Insurance- Please help

Posted by Anonymous, 2 Replies

I am yet to test for hiv, but i am planning ahead (as i am testing today) just in case the worst happens.

I am about to get a new job and would like to protect my HIV status on employment health forms under "pre-existing conditions." How do i... Read more »