Health Care Insurance For People With Hiv

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Get the Facts

Getting HIV Drugs

Table of Contents Health Insurance AIDS Drugs Assistance Program Medicare Drug Company Programs Clinical Trials Buyers' Club Seeking Help Health Insurance Health insurance usually covers most of the cost of prescription drugs,including HIV drugs. The best way to get health insurance is to work for anemployer who provides it. Some employers, especially small businesses, do notoffer health insurance. If you do not work, or...

Ask the Experts

HEALTH CARE REFORM, WON'T IT BE BAD FOR HIV POSITIVE PEOPLE?

Dr. Bob,Why are you pushing Obama's health care reform? They are going to take over medical care, cut care to elderly folks like grandmothers and have panels to decide who lives and dies. I'm sure they will cut care to those of us with HIV...

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation

Hello Zelda,Health care reform will not throw your granny off a cliff, nor will it cut off care to HIVers! In many ways we already have health care rationing that is not only unfair; it's morally reprehensible. (See Nicholas Kristof's... Read more »

Is it true people with HIV can get Health Insurance?

I don't have health insurance. I heard that HIV is now considered amanagable disease and thus applying for insurance andpaying for it is possible? Is this true?...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Yes. Some insurance carriers are extending coverage to HIV positiveindividuals. I know that Blue Cross in California will cover HIV positiveindividuals in their Level III plan. - Lynn Franzoi... Read more »

company changing health insurance plan that denies coverage to HIV people

I am HIV positive self employed realtor and my company provides group insurance (Aetna). I joined this brokerage in November 2008 and was covered under the group plan which covered any pre-existing conditions. I am currently taking Atripla with...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Although there would be no ERISA violation here, it appears to be a violation of the ADA. I would discuss with legal counsel.... Read more »

Small Companies, Insurance and HIV Care

Hi,I have been positive for the past two years - currently, I am not on any meds since my numbers are still ok. I see the doctor every 3 months for routine check up.I work for a small company of about 16 members. I must say, the company has been...

Response from Nancy Breuer

WorkPositive, Inc.

JJ--Good questions. Here's what I know: Your employer's health insurance plan should have a confidentiality shield in it, so that the employer is not receiving diagnostic information at all, only usage reports. However, because your... Read more »

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Connect With Others

Health Care Insurance

Posted by Anonymous, 1 Reply

I am curious about anyone's experience in securing health insurance for themselves outside of a company's plan. Also, if you have used a company's insurance but you had to pay a high copay for prescriptions, did you use a health care spending... Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply

Hi I am Jack,
My partner has HIV, just found out recently. He was without health insurance, until he sign up through the www.emporiumshopper.com sight for insurance. They work well with guys such as Ron and I. I wanted to share my story with the... Read more »

There's Health Insurance and then there's....

Posted by TimmerInTexas, 3 Replies

Secure Horizons -- what a joke!

Since I'm covered by Medicare Parts A and B, I discovered that I qualified for health insurance through Secure Horizons, a subsidiary of PacifiCare. I have 17 prescriptions that have to be filled every month so I... Read more »

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply

$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

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