Does Insurance Cover Hiv Tests

Here's a taste of what TheBody.com has to offer on this topic:

Articles

HHS Secretary Requires Insurers to Cover HIV Testing for Women

Washington, D.C. -- In an announcement yesterday by Secretary Kathleen Sebelius, the U.S. Department of Health and Human Services (HHS) has accepted the recommendations of a recent report by the Institute of Medicine (IOM) that private insurers be... Read more »

South African Insurance Company Covers HIV Testing, Treatment for Rape Survivors

APM's "Marketplace " on Wednesday profiled a private South African insurance company, called First for Women, that sells policies that provide coverage and benefits for rape survivors in South Africa. Under the policies, a woman who has been raped... Read more »

Opportunities to Increase HIV Testing as More Payers Cover Costs

Washington, D.C. -- As National HIV Testing Day is observed on June 27th, The AIDS Institute would like to highlight that there are more opportunities than ever for HIV testing to be paid for by third party payers, and with implementation of the... Read more »

Ask the Experts

Does most health insurance cover HIV treatment?

Hey Dr. Bob,I am going in for my HIV test tomorrow and I'm trying to prepare myself for the worst. I engaged in about the riskiest behavior out there and I've had some symptoms of being poz, so I've pretty much resigned myself to the...

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation

Hello,Yep, you're getting ahead of yourself! And just for the record, yes, HIV/AIDS is indeed covered by traditional health insurance plans, including Blue Cross/Blue Shield.Good luck on your test. I'm here if you need me, O.K.?Dr. Bob... Read more »

Does insurance cover the cost of genotype, phenotype testing and trofile tests

Recently my doctor ordered all the above tests, namely, genotype, phenotype testing and trofile. The company, monogram charged 4800$ to my insurance company.Do insurance companies pay for anything or atleast part of the cost or are they going to...

Response from Benjamin Young, M.D., Ph.D.

Rocky Mountain CARES

Hello and thanks for your post.Coverage of drug resistance testing varies among insurance companies and also varies as to the type of testing.While genotypic tests are typically covered, the more expensive phenotype and trofile tests are variably... Read more »

Blue Cross doesnt cover HIV

I live in Toronto. I recently have been looking for a health insurance to cover my HIV costs, and was turned down by Blue Cross. They mentioned that they require applicants to take an HIV test and if it is positive they are deferred. In addition,...

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation

Hello,I may have misunderstood the original questioner's question. He asked, "Are these treatments covered by traditional health insurance like Blue Cross/Blue Shield?" I thought he was asking if his traditional health insurance, Blue... Read more »

WHICH HEALTH INSURANCE COMPANIES IN ARIZONA COVER HIV?`

I NEED TO FIND HEALTH INSURANCE COVERAGE IN PHOENIX ARIZONA AREA ASAP! PLEASE HELP AS I HAVE BEEN TURNED DOWN FOR COVERAGE FOR MY FIANCEE, SOON TO BE WIFE FROM PERU. ...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Once you mnarry, you should be able to add her to your group policy as your spouse. Prior to that, check with a local insurance broker to determine what might be available.... Read more »

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Connect With Others

???? who will cover me???

Posted by soimnotalone, 1 Reply

Does anyone know of a life insurance agency that will cover people with hiv/aids? (other then work/group plans) Read more »

HIV+ Small Business Owner w/ Insurance Question

Posted by tmd6972, 2 Replies

I'm just curious if there are any other HIV+ small business owners out there that have dealt with insurance issues. We currently have BCBS and I'm covered for medical and presccription BUT it comes at the cost of our insurance for other employees... Read more »

Life Insurance for people who areHIV+

Posted by Anonymous

I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply

$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

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