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Does Insurance Cover Hiv Tests

Here's a taste of what has to offer on this topic:
Ask the Experts

Do Insurance Companies perform HIV tests for individual policies?

Does insurance companies (specifically BSBS) perform HIV blood tests when a person tries to enroll for an individual health plan? If so will they, let you know of the results of this test in a rejection letter?Thanks for any information.
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...For individual policies, the insurance company has you complete an application whcih includes a medical questionnaire. You can go to a BC or BS website to see the Read more »

do hiv tests prevent you getting life insurance?

l have recently had a hiv test done only to be told by a friend that, even if negative this still... Read more »

Which would they use? HIV testing and insurance

I'm not sure that it would matter, but if an insurance company were going to give an HIV test, and... Read more »
Henry J. Kaiser Family Foundation

South African Insurance Company Covers HIV Testing, Treatment for Rape Survivors a hospital where she can receive emergency contraceptives, testing and treatment for sexually transmitted diseases and an HIV test. If the woman tests HIV-negative within 72 hours of being raped, she can receive antiretroviral drugs to reduce... Read more »
Henry J. Kaiser Family Foundation

California Bill Would Require Insurers to Pay for HIV Tests if Signed By Gov. Schwarzenegger

... Health care insurers will be required to cover routine HIV tests if a bill ( AB 1894 ) passed by the California Legislature in August is signed by Gov. Arnold Schwarzenegger (R), the San Fernando Read more »
U.S. Centers for Disease Control and Prevention

Michigan: HIV Testing Consent Bill Could Cause Insurance Companies to Deny Coverage

...people being tested without their knowledge, "so your results could already be in the record. Which means they are knowable to an insurance company." A spokesperson for Schmidt said the legislator is preparing to work with ACLU and other... Read more »
U.S. Centers for Disease Control and Prevention

Doctors Advocate HIV Tests for All; Insurers Urged to Pay for Screening

...have not really been revisited in a serious way." Saag and other speakers observed that while CDC has recommended routine HIV testing since 2006, many insurers still do not pay for the test. They noted that the transmission of HIV from mothers... Read more »
Connect With Others


Posted by Anonymous, 1 Reply
...I need to take an HIV test. I don't know if I should be concerned if the test is confidential but not anonymous. I have health insurance so I would be Read more »

Insurance Coverage PLEASE HELP

Posted by Anonymous, 7 Replies
...I had taken out a private health insurance policy just prior to my hiv status. I was told today that they would not cover me for a year because of exsisting condition. Read more »

ELISA Test is so primitive.

Posted by Anonymous, 5 Replies
...Having to wait 3 months to get a conclusive HIV test results is just cruel for so many people who are force to wait, sometimes in highly anxious states to get their results. You Read more »

Routine Testing...

Posted by AIDS2HIV, 1 Reply
...and teens if doctors follow new U.S. guidelines expected to be issued by this summer. Federal health officials say they'd like HIV testing to be as common as a cholesterol check. The guidelines for voluntary testing would apply to every American... Read more »