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Does Insurance Cover Hiv Testing

Here's a taste of what TheBody.com has to offer on this topic:
Ask the Experts

Do Insurance Companies perform HIV tests for individual policies?

Does insurance companies (specifically BSBS) perform HIV blood tests when a person tries to enroll for an individual health plan? If so will they, let you know of the results of this test in a rejection letter?Thanks for any information.
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...For individual policies, the insurance company has you complete an application whcih includes a medical questionnaire. You can go to a BC or BS website to see the Read more »

do hiv tests prevent you getting life insurance?

l have recently had a hiv test done only to be told by a friend that, even if negative this still... Read more »

Which would they use? HIV testing and insurance

I'm not sure that it would matter, but if an insurance company were going to give an HIV test, and... Read more »
Articles
Henry J. Kaiser Family Foundation

South African Insurance Company Covers HIV Testing, Treatment for Rape Survivors

...Disease Control and Prevention . --> Reprinted with permission from kaisernetwork.org . You can view the entire Kaiser Daily HIV/AIDS Report , search the archives, or sign up for email delivery at www.kaisernetwork.org/dailyreports/hiv .... Read more »
Henry J. Kaiser Family Foundation

California Bill Would Require Insurers to Pay for HIV Tests if Signed By Gov. Schwarzenegger

... Health care insurers will be required to cover routine HIV tests if a bill ( AB 1894 ) passed by the California Legislature in August is signed by Gov. Arnold Schwarzenegger (R), the Read more »
U.S. Centers for Disease Control and Prevention

Doctors Advocate HIV Tests for All; Insurers Urged to Pay for Screening

...position paper issued by the two medical groups said that ignorance, racism, and homophobia are complicating the fight against HIV/AIDS. It also warned of a looming shortage of doctors trained to treat HIV patients. The paper said there is an... Read more »
U.S. Centers for Disease Control and Prevention

Michigan: HIV Testing Consent Bill Could Cause Insurance Companies to Deny Coverage

...people being tested without their knowledge, "so your results could already be in the record. Which means they are knowable to an insurance company." A spokesperson for Schmidt said the legislator is preparing to work with ACLU and other... Read more »
Connect With Others

Testing

Posted by Anonymous, 1 Reply
...I need to take an HIV test. I don't know if I should be concerned if the test is confidential but not anonymous. I have health insurance so I would Read more »

Insurance Question

Posted by Studsmurf1985, 2 Replies
I became was Insured by Blue cross blue shield two weeks before I was diagnosed as positive. They still havent told me whether or not they are going to cover it. They say they will if its not pre existing. So I should be okay right? I hope so... Read more »

Insurance Coverage PLEASE HELP

Posted by Anonymous, 7 Replies
...I had taken out a private health insurance policy just prior to my hiv status. I was told today that they would not cover me for a year because of exsisting condition. I went to the doctor one time Read more »

ELISA Test is so primitive.

Posted by Anonymous, 5 Replies
...Having to wait 3 months to get a conclusive HIV test results is just cruel for so many people who are force to wait, sometimes in highly anxious states to get their results. Read more »