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Do You Automatically Get Cash Benefits If You Have Hiv

Here's a taste of what has to offer on this topic:
Get the Facts
AIDS InfoNet

Selling Your Life Insurance

...Investors buy life insurance policies from people who are not expected to live very long. The investors buy the policy at a discounted rate. When the person who sold the policy dies, the investor receives the full amount of benefits from the insurance company. How Can I Sell My Life Insurance Policy? Selling a life insurance policy is called "viatication." If you want to sell a life insurance policy, you can sell it directly to a...
Ask the Experts

LTC Coverage

I have a LTC insurance policy I purhcased long before testing HIV positive. The policy was not canceled and I continue to pay it thinking that I will use it someday. Am I wasting my money? Is there a risk of denial of beneifts? Do LTC policies...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...LTC can be a useful benefit to have, especially since you enrolled prior to testing positive for HIV . So I would continue to carry it. our LTC policy might have a paid up option that would allow you at a certain age to cash Read more »

Is paying my HIV-related bills

On March 6, the company that I was working for eliminated my position. Now, part of my problem, or condern, besides the new job search is this: Seven years ago, when I learned that I was HIV+, I notified my company because our company is...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
This is a very unusual situation. It is not common for a company to pay claims outside of the health plan. If they are self-insured with a group of 5,000 employees, I do not understand why they are doing this. However, it doesn't appear that you... Read more »

Insurance before testing?

Hello,Is is a good idea to apply for health care benefits before testing? I live in Vancouver, Canada, and I was under the impression that hiv medications are covered by the government, is this true or will all the cash be coming from my...
Benjamin Young, M.D., Ph.D.

Response from Benjamin Young, M.D., Ph.D.

Rocky Mountain CARES
...I'm not Canadian (though sometimes wish I was), but it's my understanding that HIV medications are provided at no cost to Canadian citizens. There are world-class HIV physicians in Vancouver, like's Read more »

Inheritance & SSI

I'm on SSI in California, & my mother wants to leave me her house in South Carolina. I've been told I should set up a "special needs trust" & leave have my mother leave the house to the trust to liquidate without affecting my benefits. I can't...
Steve Berg

Response from Steve Berg

Insurance & Benefits Advocate AIDS Project Los Angeles (APLA)
...While I'm not the public/governmental benefits expert, this really isn't a SSI question per se, You need to get expert legal advise. I suggest you start off by contacting Read more »
The Well Project

Peripheral Neuropathy and HIV/AIDS

...Have PN? PN Treatments Finding Support References What Is Peripheral Neuropathy? Approximately 60 percent of HIV+ people will develop problems that involvethe nervous system. The nervous system controls thinking, movement,... Read more »
The Well Project

Women and HIV/AIDS determine how HIV progresses in women and how HIVdrugs affect women's bodies. However, it does seem that the HIV drugs canbenefit women as much as men. By taking advantage of good health care andtreatment in a timely fashion, you increase your... Read more »
The Well Project

Hyperlipidemia and HIV/AIDS: High Cholesterol and Triglycerides

... Table of Contents Introduction Hyperlipidemia and HIV How to Know if you Have Hyperlipidemia Foods That Affect Cholesterol and Triglyceride Levels Exercise and Hyperlipidemia Read more »
AIDS InfoNet

How to Spot HIV/AIDS Fraud

... What Is HIV/AIDS Fraud? Warning Signs of an HIV Fraud Common Sense About Unproven Treatments Questions You Should Ask Take Your Read more »
Connect With Others

Posted by Anonymous
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Life expectancy of 53m pos

Posted by Anonymous, 9 Replies
Does any body know how long a 53/m in fairly good health who just test pos. might live? Thanks for some answers Read more »

The Failure of Viral Load Tests

Posted by Anonymous, 2 Replies
...The Failure of Viral Load Tests JAMA Study Shakes AIDS Science, Angers HIV Advocates A nationwide team of orthodox AIDS researchers led by doctors Benigno Rodriguez and Michael Lederman of Case Western Read more »

How To Avoid Excessive Negative Thinking

Posted by Choosing2Liv, 5 Replies
...only times I've felt good about myself were when I was making needed repairs and doing extra things around the house that will benefit her when I am no longer living there. I find myself constantly looking around the house and wondering what... Read more »