Deferred Entry Judgement Medical Insurance Hiv Aids

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Getting HIV Drugs

Table of Contents Health Insurance AIDS Drugs Assistance Program Medicare Drug Company Programs Clinical Trials Buyers' Club Seeking Help Health Insurance Health insurance usually covers most of the cost of prescription drugs,including HIV drugs. The best way to get health insurance is to work for anemployer who provides it. Some employers, especially small businesses, do notoffer health insurance. If you do not work, or...

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Teaching english in Asia: entry, insurance and contacts

Hi,Firstly, thank you so much for providing this resource. This is my first question, but I have been reading avidly for a long time.I'm Amy, a Positive gal from Australia, diagnosed at 16, now 22. I'm on meds but haven't been sick...

Response from Nancy Breuer

WorkPositive, Inc.

Dear Amy, Contratulations! on your degree, your job offers and your great attitude. I, too, hope you'll be well for a long, long time. My colleague on this site, Lynn Franzoi, has done some insurance research and passed along her findings to me... Read more »

Life Insurance medical exam/Similar symptoms to HIV/AIDS

Hello I have 2 questions:1) What happens if an individual has been declined for life insurance due to having the HIV virus or the AIDS virus yet unaware? Does the Life Ins. Co. normally notify the individual (by mail, ph, etc?)and advise...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Usually when a person is declined coverage, either the insurance company tells him why or advises him how to get more information with respect to why coverage was denied. I do not know what disease has symptoms closest to HIV but it is probably... Read more »

Misconception of Life Insurance For HIV/AIDS

Dear Ms. Franzoi, On May 9 someone wrote asking why you advise people with HIV to go to certain companies for life insurance coverage. The person writing further states these companies don't offer life insurance coverage to anyone with HIV....

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Thank you. In addition, I just learned that Gerber Life will offer policies for $3,000, $5,000 or $7,000 to individuals between the ages of 50 and 75 on a guaranteed issue basis.... Read more »

Hiv + and need medical insurance

how does someone get insurance if your diagnosed HIV postive...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

If you were to become employed by a company that offers health care coverage to its employees, you could obtain coverage under that employer's plan. Another way would be to contact a local insurance broker and apply for an indvidual policy.... Read more »

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Entry into the US if HIV+

Posted by ScotCharles, 2 Replies

Amazingly, there is something that prevents people who self-disclose their HIV status from entering the US. I have never been asked this question since I hold both US and British passports and have a French work permit. So who am I to talk?

What is... Read more »

Insurance for Maryland Individuals with AIDS/HIV

Posted by Anonymous, 1 Reply

It is tough to find an insurance company that will insure a person with tough health issues.

I represent a company that will insure without asking any embarrassing medical questions.

The insurance is available for individuals aged 40 - 80 in the... Read more »

HIV+ Small Business Owner w/ Insurance Question

Posted by tmd6972, 2 Replies

I'm just curious if there are any other HIV+ small business owners out there that have dealt with insurance issues. We currently have BCBS and I'm covered for medical and presccription BUT it comes at the cost of our insurance for other employees... Read more »

Life Insurance for people who areHIV+

Posted by Anonymous

I just received information about Life Insurance that might be helpful to someone who is HIV+. I have located a High Risk Insurance Company which is called IMPAIRED RISK SPECIALIST INC. The company has a plan called E.Z. 123 HIV.
The requirements... Read more »

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