Can I Buy Health Insurance If I Am HIV Positive

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Getting HIV Drugs

Table of Contents Health Insurance AIDS Drugs Assistance Program Medicare Drug Company Programs Clinical Trials Buyers' Club Seeking Help Health Insurance Health insurance usually covers most of the cost of prescription drugs,including HIV drugs. The best way to get health insurance is to work for anemployer who provides it. Some employers, especially small businesses, do notoffer health insurance. If you do not work, or...

Ask the Experts

I AM DIAGONISED AS HIV+VE AND DONT HAVE INSURANCE CAN I BUY INDIVIDUAL INSURANCE?

HI, I AM DIAGONISED BY HIV+VE AND WOULD LIKE TO BUY INSURANCE,RIGHT NOW I DO NOT HAVE INSURANCE AND I AM DEPENDING ON GOVERNMENT AGENCIES FOR HEALTH INSURANCE. MY WIFE GOT A JOB AND HER EMPLOYER WILL GIVE HEALTH INSURANCE, SHE IS PLANNING TO TAKE...

Response from Steve Berg

Insurance & Benefits Advocate AIDS Project Los Angeles (APLA)

Your best bet will probably be your wife's plan. They can impose a waiting period for payment of claims due to pre-exisiting conditions, but they cannot reject you.... Read more »

individual health insurance for hiv positive

Hello. Thank you for this website! I need help and some of the questions/answers helped. I currently have health insurance in NC with my employer. I have been offered a position in another company that no longer provides health coverage as it was...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

You would be able to continue your current health plan under COBRA after termination for up to 18 months (assumes that your current employer has 20 or more employees and therefore must offer COBRA). You would also be eligible for a HIPAA policy as... Read more »

HIV positive and about to have no health insurance?

I found out I was HIV positive and had medical health insurance with my job. I was recently laid off in November of 2009 and was told that I would have coverage until the end of the year. My question is "What do I do next in order to keep my...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Take COBRA coverage when it is offered.... Read more »

Fatigue/Fever HIV Positive and no health insurance

A friend of my (realy)has had a fever (100 to 104.8) for several months. He lost his job, now he has no health insurance. I finally convinienced him to seek public health care. He was tested a week ago, it was HIV positive. He had blood taken for...

Response from Robert J. Frascino, M.D.

The Robert James Frascino AIDS Foundation

Hi,I wish everyone had friends like you! Your friend sounds quite ill. I do not believe he should wait 2 weeks to se a physician. If he can't be seen at the public health HIV clinic and is running high fevers, he should go to the Emergency Room... Read more »

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Health Insurance- Please help

Posted by Anonymous, 2 Replies

Hello:

I am yet to test for hiv, but i am planning ahead (as i am testing today) just in case the worst happens.

I am about to get a new job and would like to protect my HIV status on employment health forms under "pre-existing conditions." How do i... Read more »

health insurance

Posted by Anonymous, 1 Reply

can anyone help me with finding a health insurance group which is hiv friendly. i,m in the chicago aera. thank you.

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Health Insurance?

Posted by Anonymous, 2 Replies

My brother just found out that he is HIV positive. He is currently a college student and does not have health insurance. Does anyone know if there is a plan available for HIV positive persons? Costs? Any recommendations or suggestions would be... Read more »

Health Insurance

Posted by Anonymous, 1 Reply

I recently found out I'm HIV positive and I don't have health insurance. Does anything know of any resources for me? Are there any sites that can give me the information I need on how to go about getting insurance? I work part time and don't have... Read more »

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