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Basic Training About Hiv In Long Term Care

Here's a taste of what has to offer on this topic:
Get the Facts
AIDS InfoNet

Choosing an HIV Care Provider

Why Is Choosing an HIV Care Provider Important? Treating HIV disease is very complicated. There are choices to consider at every stage of the disease. It's best if you and your health care provider work together as a team. That makes it easier to choose and stick to your treatment plan. "Care provider" means a doctor, a physician's assistant, or a nurse practitioner. There are several issues you may want to consider in choosing an HIV care...
Ask the Experts

Long Term care Policies

Now that there is study after study showing that people with HIV have the same lifespans as everyone else WHEN will the Insurance companies get the memo. Do we need to lobby for this right?? Where and How?...
Jacques Chambers, C.L.U.

Response from Jacques Chambers, C.L.U.
Individual Long Term Care (LTC) policies are all medically underwritten. These policies cover custodial care, i.e. care at home or in a nursing home where they are not doing any particular treatment other than keeping you out of pain and providing... Read more »

Long term care insurance

I have been told that due to my HIV+ status that I am automatically excluded from long term care insurance eligibility. Is that correct? If not, which plans offer insurance to HIV+ people?...
Jacques Chambers, C.L.U.

Response from Jacques Chambers, C.L.U.
All Long Term Care policies (other then some group plans) are medically underwritten. None will accept a person whose medical review shows them to be HIV+. I'm sorry. While Obamacare eliminated medical underwriting for regular health insurance,... Read more »

Long term care insurance

Since it's still a rarity to obtain life insurance if you're HIV pos I assume the same is true of long term care insurance? or if offered it will be extremely expensive? Any experience with this?...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
Unless you apply for coverage under a group long term care ("LTC") policy offered through your employer during an open enrollment or intial enrollment period, my experience has been that it would be very difficult to get LTC coverage. You... Read more »

Long term care Policies and ACA

Will people with HIV be able to buy Long Term Care Policies after Obamacare eliminates pre-existing conditions on Jan 2014? ...
Jacques Chambers, C.L.U.

Response from Jacques Chambers, C.L.U.
Unfortunately, the portion of ACA that addressed Long Term Care (Nursing home or custodial care)has been put on hold due to the expected costs. The origin of the CLASS Act under ACA was added to the law because the private Long Term Care Insurance... Read more »
Connect With Others

HIV/AIDS LONG-TERM SURVIVORS sought for in-depth i

Posted by Anonymous, 2 Replies
Gay men who have lived consciously aware of their HIV+ status since at least 1986 are sought to provide their personal experiencesemotional, psychological, spiritual, medical, social, legal, &c.for a book to document and preserve the experiences... Read more »

Long-term HIV and Aids survivors' health worrying

Posted by ScotCharles
From KaiserNet

January 8, 2008

Some experts and doctors recently have voiced concerns that people who were diagnosed with HIV and Aids in the early years of the epidemic are experiencing "premature[e]" or "disproportionate numbers" of ailments... Read more »

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply
$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

Long term survivor

Posted by DAF, 4 Replies
I am aperson living with AIDS, I have srvived three opertunistic infections. I have known about my status for 22 years and in retrospect I was one of the early cases to be infected,. In the time period from 1978 to 1981.

My qyestion is are there any... Read more »