Average Cost Of Life Insurance With Hiv 30 Yr Term

Here's a taste of what TheBody.com has to offer on this topic:

Get the Facts

Getting HIV Drugs

Table of Contents Health Insurance AIDS Drugs Assistance Program Medicare Drug Company Programs Clinical Trials Buyers' Club Seeking Help Health Insurance Health insurance usually covers most of the cost of prescription drugs,including HIV drugs. The best way to get health insurance is to work for anemployer who provides it. Some employers, especially small businesses, do notoffer health insurance. If you do not work, or...

Ask the Experts

Over the rest of the life of a patient with HIV, how much does it cost to treat a patient on the average?

Over the rest of the life of a patient with HIV, how much does it cost to treat a patient on the average?...

Response from Rick Sowadsky, M.P.H.

Nevada State Health Division AIDS Program

Hi. Thank you for your question.I am not aware of any recent study that has looked into the overall costs ofHIV care and treatment. Such studies have been done in the past, howevercosts have radically changed just in the past year or so. This is... Read more »

Group term life insurance ? - i have to respond by 5/19

I was recently terminated from my job. I elected to pay the $300 a month for COBRA but I have a question about life insurance. If I am hired with another employer that offers life insurance, can I be excluded because of my HIV status? Or am I okay...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

Prudential is referring to a conversion policy. Usually, you have 30 days from the date your coverage ends to apply for a conversion policy. With a conversion policy, you should be able to purchase an amount less than 5 times your annual salary... Read more »

Life Insurance costs

Hey Lynn!I have a life policy which I took from a previous job (it had a conversion option) with a face value of $225,000. I pay $320 per month for it. IT does build some cash value but its not great. It will be worth $88,000 at 65 or so. I am...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

The only way to determine this is to get competitive quotes. Life insurance policy premiums vary based on age, whether or not you are a smoker, etc. Typically conversion policies are more expensive than other policies because usually only people... Read more »

HIV+ and Term Life Insurance

I am HIV+ with a normal functioning immune system. I was recently completing an application for Term Life Insurance and was asked the following yes/no question:"Have you been diagnosed as having AIDS, AIDS Related Complex (ARC) or any other...

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.

I think the answer would be yes.... Read more »

Go to Ask the Experts »

Connect With Others

Long Term Disability Insurance and HIV

Posted by Anonymous, 1 Reply

$13,000. Worth of advice
about group disability insurance coverage.

When I first became fully disabled and unable to work I was worried but felt comfortable in knowing that I was covered by my employers long-term group disability policy. I knew that... Read more »

cost of hiv

Posted by hopefulone, 8 Replies

curious...what is the cost of hiv in terms of medical treatment...i am not currently on medicine and am curious what the disease costs some of you guys on an annual basis....thanks Read more »

life insurance?

Posted by alive2, 3 Replies

im wondering if anyone can tell me something about life insurance for those who have hiv, and if it exsists, thanks for any information. Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply

Hi I am Jack,
My partner has HIV, just found out recently. He was without health insurance, until he sign up through the www.emporiumshopper.com sight for insurance. They work well with guys such as Ron and I. I wanted to share my story with the... Read more »

Connect on Our Bulletin Boards »

Tools

My Health Tracker

Assess Your Risk for HIV

Find Local HIV/AIDS Services

Resource Centers

Guides for People With HIV

View All of Our Guides >>