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Average Cost Of Life Insurance With Hiv 30 Yr Term

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Get the Facts
AIDS InfoNet

Selling Your Life Insurance

... Why Do People Sell Their Life Insurance Policies? Who Buys Life Insurance Policies? How Can I Sell My Life Insurance Policy? What Are the Criteria for Buying a Policy? How Much Will I Get? What Are My Options? Pro ... ... and Con How Do I Choose a Company
Ask the Experts

Life insurance with AIDS

I recently found out my 54 year old mom has AIDS. She does not have any life insurance. Most of her employment history was in the domestic field with no insurance or benefits. In the event of her death, my family does not have the financial means to...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
Check with AARP (NY Life policy), Gerber Life, Mutual of Omaha and Physician's Life. Read more »

Group term life insurance ? - i have to respond by 5/19

I was recently terminated from my job. I elected to pay the $300 a month for COBRA but I have a question about life insurance. If I am hired with another employer that offers life insurance, can I be excluded because of my HIV status? Or am I okay...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...reduce your annual cost. Also, you might be able to pay on a monthly or quarterly basis instead of annually. With respect to life insurance at a new company, you would be eligible for whatever basic level of coverage the new company offers (the... Read more »

Life Insurance Change

I am HIV positive and was able to acquire term life insurance through my employer without any medical questions bumpig it up to the maximum coverage over the years. I was then laid off and paying the full cost myself is getting to be a challenge. I...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...With an HIV+ status, there are few companies that offer life insurance on an individual basis and the coverage is limited - NY Life through AARP, Mutual of Omaha, Physician's Life and Gerber Life. Read more »

Health Insurance Quandary

Hello, I'm losing my health insurance from an overseas employer and not eligible for COBRA. Fortunately, I have a friend who is willing to pay any cost to provide me with health insurance for life. What can I expect to pay for a top health insurance...
Lynn L. Franzoi

Response from Lynn L. Franzoi

Worldwide Benefits for Fox, Inc.
...You would probably have to apply for a HIPAA policy due to your current health status. The cost will vary by plan. You should check with an insurance broker in your area to determine the cost of coverage - typically varies Read more »
The Body's "Ask the Experts" Forums

FAQs About Insurance From The Body's "Ask the Experts" Forums

... Health Insurance | Life Insurance | Applying for an Insurance Policy | HIPAA and Major Risk Plan | COBRA Health Insurance What details should I Read more »
U.S. Centers for Disease Control and Prevention

HIV/AIDS Among Hispanics/Latinos

... The HIV epidemic is a serious threat to the Hispanic/Latino community. While Hispanics/Latinos 1 represented approximately 15% of Read more »
The Well Project

HIV/AIDS and Lipodystrophy Treatments Part I: Treatments for Fat Gain

...Since Serostim is not approved for HIV-related fat gain, it will not becovered by insurance for this purpose. It is expensive, costing up to $3,000 amonth. There is a patient assistance program for Serostim at ... Read more »
The Well Project

HIV/AIDS and Lipodystrophy Treatments Part II: Treatments for Fat Loss

...product that has a long history of use inreconstructive surgery. It requires three to six sessions and a touch-up everyyear. It costs approximately $1,500 per office visit. The manufacturer has apatient assistance program (go to... Read more »
Connect With Others

Death still a fact of life

Posted by TurningPoint, 2 Replies
...yes, it's real still even today for us on HARRT. even tho we are living longer i still can't find a life insurance who will except me because of my status. hey some of us still want to be buried also tradionally for those who want to be. can Read more »

Part of today's problem

Posted by RevAnn, 2 Replies
...Now, I am concerned that we have become our own worse enemies for education. I too am guilty. We are telling people that HIV/AIDS is not a death sentance. By doing so, we are telling people that HIV/AIDS is not to be feared. How ever, I... Read more »

HIV and "normal" lifespan

Posted by Blixer, 3 Replies
...normal life span. I'm beginning to actually believe it now. Joel Gallant's Reply was: That's great, though I'm not sure that life insurance forms are the best place to get disease information. HIV really CAN shorten your life. The point is, it... Read more »

Short Term Health Insurance for HIV+ Persons

Posted by Anonymous, 1 Reply
...Hi I am Jack, My partner has HIV, just found out recently. He was without health insurance, until he sign up through the sight for insurance. Read more »