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A Guide to Preparing for Hepatitis C Treatment

May 2015

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A Guide to Preparing for Hepatitis C Treatment

Table of Contents


Foreword

Treatment of hepatitis C has made great advances from the early days. Back when interferon was first approved, the cure rates were about 10%. The list of just the most common side effects could take up an entire page.

Now, we have medications that can cure 90 to 100% of patients who undergo therapy. Even better, the side effects of the newer treatments are much easier to tolerate. This guide will discuss what it takes to prepare for treatment.


Support and Resources

Start by gathering resources. Trusted resources such as your medical provider, a support group, and a reliable internet site are safe places to start. An important issue for people thinking about treatment is to learn as much as possible about treatment. Talk to others who have been on treatment -- they are some of the best experts. Facebook is another resource where you can learn about treatment and receive support. There are various Facebook accounts for the brand name drugs that provide a wealth of information about what people are experiencing while on treatment. A caveat: Sometimes the sickest patients may use these sites more than those who feel well, and may have more side effects and complaints.

The pharmaceutical companies also have many resources that can be useful for investigating treatment issues and receiving support.


Financial Preparations

It's not the load that breaks you down, it's the way you carry it.

-- Lena Horne

Whether you are dealing with your pharmacy, insurance company, medical provider or a patient assistance program -- be prepared to provide the following information:

  • Patient's name
  • Patient's address
  • Patient's phone number (home and cell)
  • Patient's date of birth
  • Identifying number -- social security account number or a membership number.

Note: Every time you call your insurance company or medical office, keep comprehensive notes -- include the date, name and any issues that you discussed. If it was over email, print it out and keep it with your other records. If your medical office has an online record keeping system, print it off and keep it in a secure place.


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Insurance

HCV treatment is very expensive; some insurance companies have exclusivity agreements for individual HCV medications. Check with your insurance carrier if there is a preferred HCV drug. This could limit the choice of drugs. Find out how much your share of expenses will be. Additionally there are costs associated with medical appointments and lab tests. Factor all these costs into what you have to pay.

Try to get answers to the following questions:

  • Do you have prescription coverage?
  • If so, what will your out-of-pocket expenses be?
  • Do you have any reason to think your medical insurance will stop during treatment, such as a probable job lay off or a reduction in work hours?
  • If you do not have prescription coverage, what is the cost of HCV treatment?
  • How often will you have lab tests done and what is the co-pay?
  • How often will you need to see your medical provider and what is the co-pay? Remember, HCV treatment is typically 12 weeks but for some people it can range from 8 to 24 weeks.
  • Insurance or not, can you afford the costs associated with HCV treatment?


Patient Assistance Programs

The pharmaceutical companies that make the drugs to treat hepatitis C have programs that can provide the medications if you qualify. Additionally, there are other programs that help with the co-pays. A list of the Patient Assistance Programs can be found at the end of the Guide and on our website. There are also programs that can help people through the entire process of physician visits, insurance issues, and specialty doctors.


Important Note: For more in-depth coverage of workplace issues, Jacques Chambers, CLU has written many articles on disability, insurance, benefits and other workplace issues. His articles may be found at www.hcvadvocate.org. Just click on the "BENEFITS column" button on the right-hand side of the home page.


The Workplace

In the past, some patients were unable to work while on interferon-based therapies. Now that we have interferon-free therapies with fewer side effects, this is mostly an issue for people with more advanced liver disease. In fact for most people, the workplace issue will mainly involve scheduling medical appointments and lab work.

Remember you do not have to tell your employer you have hepatitis C or that you are taking hepatitis C medications. Everyone has the right to time off for medical reasons. However, it is not always that easy, so you should check in with your employer about your rights and responsibilities. Also check in with your state health department about your rights. It is also important to think through the worst-case scenario. Some people are worried that they may feel sick especially at the beginning of therapy. This is normal. It might help to schedule a couple of days off at the beginning of treatment. Talk with your employer about your sick leave policy, how much you have available and what your employer's policies are. You may also be able to use your vacation. There is also the Family and Medical Leave Act (FMLA) -- see if you qualify for this benefit.

Again the most important issue is likely to be the time that you will need to take off for doctor appointments and lab tests.

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This article was provided by HCV Advocate. Visit HCV Advocate's website to find out more about their activities and publications.
 

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