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HIV and Aging


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Money Matters

Your financial security is extremely important, especially when you have HIV. Drug coverage, decent housing and a secure income are crucial to your quality of life.

When you reach 65, you may find yourself with a reduced income. Government disability or private insurance benefits may cease and you may need to live on a stricter budget. This can cause stress and anxiety. It's important to seek support from your local AIDS service organization or elsewhere.

If you are working, you may be eligible for workplace health and disability benefits. For example, many employers provide some form of insurance for a limited time, or for longer periods if their employees become unable to work because of health problems. You do not need to tell your employer about your medical condition -- all you need is a doctor's certificate that says you are unable to work due to poor health.

If you cannot continue working at any job on a regular basis for health reasons and if you qualify, you may be able to receive a portion of your Canada Pension Plan or Quebec Pension Plan disability benefits.

To find out about health benefits and social assistance programs available to you, contact your local AIDS service organization.

Need More Information?

For more information on HIV and aging, contact CATIE (the Canadian AIDS Treatment Information Exchange). We provide extensive information on the prevention and treatment of HIV. You can call our tollfree phone line at 1-800-263-1638. Your call will be treated as private and confidential. You can also visit us online at

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This article was provided by Canadian AIDS Treatment Information Exchange. Visit CATIE's Web site to find out more about their activities, publications and services.
See Also
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