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Jacques Chambers, C.L.U.

Jacques Chambers, C.L.U.

Jacques Chambers, C.L.U.*, is an independent benefits counselor in private practice -- helping people with disabilities obtain access to benefits, both public and private, and advocating on their behalf. He is recognized as an expert on Social Security Disability and on health, life, and disability insurance and their impact on persons dealing with life-threatening medical conditions. He maintains a website with informative articles and details regarding the services he offers at

Chambers was manager of the Benefits Program at AIDS Project Los Angeles (APLA) for almost 10 years. Prior to joining APLA as an insurance counselor in 1990, he spent 34 years in the health insurance industry as a group health underwriter and an independent agent marketing group and individual health and life products.

Chambers has worked with the California legislature on benefits legislation, and has served as an expert witness in insurance litigation. He was part of a task force on HIV and Insurance commissioned by Insurance Commissioner John Garamendi. The report he wrote was used as a basis for legislation that increased protections for insurance consumers.

Chambers regularly writes and speaks on the topic of insurance. He guides clients as they transition from employment to disability, helping them retain their health insurance and filing for all available disability benefits. He also appeals denials and terminations of benefits by insurance companies and Social Security.

* Chartered Life Underwriter

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