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HIV Life >> I Just Tested Positive

kicker
Veteran

Reged: 10/25/10
Posts: 1131
Loc: GA, USA
Re: Just tested postive
      04/19/13 04:52 PM

There are many programs out there to help people cover the cost of their meds when insurance is lacking. Most insurance companies will pay partial or full coverage on meds off their formulary if the dr submits a form and explains why that particular med is needed. You will have little to no say in that process. If the dr can't get the insurance to cover it then they will most likely refer you to a case worker that can help you enroll in a med assistance program. They will give you paperwork to fill out and based on income they will find a program that fits your needs. The income will be on a sliding scale to how much of a copayment you will have and most likely you will have to use their pharmacy instead of your own. The sliding scale is set really high for eligibility meaning you can make quite a bit before you won't qualify.

I know of people who make over 60g a year and they still qualified. Their copayment was 2000 a year but that's better than 25+grand.

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Subject Posted by Posted on
* Just tested postive lostinmoore 04/19/13 04:42 PM
. * Re: Just tested postive lostindc   04/20/13 07:38 AM
. * Re: Just tested postive kicker   04/19/13 04:52 PM

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