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being a member of a corporation constitute returning to work

Feb 26, 1998

thinking of starting a corporation but would not be taking a salary nor would i be the only officer of the corporation. does this affect my disability benefits or am i considered still unemployed as long as i don't receive a salary.

Response from Ms. Franzoi

Are you referring to Social Security disability or a private disability plan, or both? If it is Social Security, you need to contact the Social Security Administration and discuss this with them. If it is a private disability plan,i.e. either a policy you purchased on your own or was provided through an employer, you need to review the terms of that policy. Some plans have residual disability benefits that allow a disabled individual to return to work even if working for wage or profit as long as the individual has an income loss of a certain percentage (typically 20% or more). Disability benefits continue for a period of time (typically 12 months) without reduction unless the disability benefits and income exceed 100% of what the individual was earning at the time of disability, After the initial period defined in the plan, there is a reduction. Once again, I suggest you contact the disability agencies and/or insurance carriers or administrators involved.

Lynn Franzoi

job accomodating sick time?
pension plans

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