The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter 
Professionals >> Visit The Body PROThe Body en Espanol
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
Rollover images to visit our other forums!
  • Email Email
  • Glossary Glossary

Failure to receive COBRA notice
Dec 14, 2001

I recently received a certification of Health Insurance Coverage from my health insurance carrier(BlueCross BlueShield dated 12/7/01. The problem is that my coverage ended on 10/01/01 without me reciving any type of COBRA notice. This happened despite my repeated phone calls in an attempt to find out the ending date of my coverage. I even had prescriptions filled as late as Nov. 30th under the same policy. What can I do?

Response from Ms. Franzoi

Contact your employer because he had a legal obligation to provide you with a COBRA notice. I don't know what happened, i.e., whether the notice was sent but was lost in the mail or it was an administraticve error. However, I encourage you to contact your employer, explain the situation and see what can be worked out. Often times, in situations like this, the employer will allow the former employee to elect retroactive coverage provided the employee pays the past premium due. This makes the employee whole because he is given coverage retroactive to the date his coverage as an active employee ceased and he is in the same "place" he would've been had he received the COBRA notice and elected coverage in the time period allowed.

Am I at risk? blood/mouth contact in lab
Heart Attack and unwanted new job as result

  • Email Email
  • Glossary Glossary



This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint