|sharps accident at work
Jul 18, 2001
I have been covered by workman's comp insurance after a sharp's accident at work with an HIV + patient. I remain negative for the virus after 5 months of testing. I have my final test in one month and would like to purchase my own self employment insurance. I noticed the question,"Have you taken any HIV medications in the past 5 years" on insurance applications. Will I experience discrimination in obtaining self employment insurance even if I test negative after 6 months? I know that the Workman's Comp Insurance will want to be rid of me. Do they have any responsibility toward me, if I have to pay higher permiums? I am concerned because my workman's comp lawyer seems unconcerned or ignorant about this. It is my understanding that "all is well" if I test negative at 6 months. Please comment.
Response from Mr. Berg
Unfortunately, I have no background in Workman's Compensation and cannot comment. In terms of your private insurance, you will have some explaining to do, but I would think that they could not deny you on exposure and preventative measures alone. I would contact your Department of Insurance and run the senario by them as well as another attorney. This is alot like the issues surroundiing genetic testing.
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