|I am stuck
Jun 2, 2001
I know the over flow of request that you must receive must be great but I am wondering if you can help me answer a question. I recently moved to the NC area and found myself without insurance. I have applied for self coverage and found out they do not treat pre-existing conditons. I have been postive now for the last 13 years with no problems I would like to keep it that way. However because I can not get insurance I am unable to get medication. even at my job there is the same clause. what can I do to get insurance.
Response from Ms. Franzoi
I am confused by the situation here. If you had coverage before, HIPAA requires that a group medical plan would have to recognize your period of prior coverage toward any pre-existing condition period. Furthermore, a pre-existing condition clause can only disallow coverage for that particular illness for a period of 12 months and they must recognize prior coverage towards that 12 month period unless you went 63 days without coverage. You need a Certificate of Creditable Coverage from your prior insurance. In addition, if you haven't gone more than 63 days without coverge, you would be eligible for a HIPAA plan.
preference for optimal workplace conditions
- Can I Know If I'm Hiv Positive After 2 Weeks Of Infected?
- What Is The Meaning Of Chlamydia Igm Antibodies?
- What Foods Help Shingles Treatment?
- What Are The Odds Of Contracting Genital Herpes After Sleeping With Someone Who Has It But Not An Outbreak?
- What Is The Best Way To Keep Bacterial Vaginosis Away?
- Symptoms Of Syphilis In Throat
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.