getting private health insurance after HIV exposure at work.
Jun 2, 2001
I want to leave the dental field after exposure to HIV + blood. Physicians and drugs were covered by workmans' comp. insurance and after 2 months I am still negative. I am researching private insurance and they want to know about my historyin the last 5 years of taking HIV medication. Will I be able to obtain private health insurance and will the premiums be higher? Is workmans Comp responsible for this increase I will be paying?
Response from Ms. Franzoi
Since you are HIV negative, you shouldn't have any problem getting insurance. The liklihood of you converting to HIV+ after two months is very small. If you should test HIV+ within 6 months of the exposure at work and it is due to this exposure, you should contact the workers' compensation insurer and file this as part of the original claim.
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