|getting private health insurance after HIV exposure at work.
Jun 2, 2001
I want to leave the dental field after exposure to HIV + blood. Physicians and drugs were covered by workmans' comp. insurance and after 2 months I am still negative. I am researching private insurance and they want to know about my historyin the last 5 years of taking HIV medication. Will I be able to obtain private health insurance and will the premiums be higher? Is workmans Comp responsible for this increase I will be paying?
Response from Ms. Franzoi
Since you are HIV negative, you shouldn't have any problem getting insurance. The liklihood of you converting to HIV+ after two months is very small. If you should test HIV+ within 6 months of the exposure at work and it is due to this exposure, you should contact the workers' compensation insurer and file this as part of the original claim.
LTD and pre-existing condition exclusions
Medication, what can we do?
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.