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Workplace Insurance
Oct 23, 2015

My job is getting quotes from Health insurance companies and United Healthcare has a form that all the employees have to fill out asking for our health info. One question is about the Immune System and has HIV+ and Aids as a selection if you check yes. Is that required to ask just to get a quote for the company? Curious in South FL

Response from Mr. Chambers

Such health questions should not be asked. There was a time when small groups were asked the questions to allow the carrier to "adjust" the rates, but that should not happen under the Affordable Care Act (ACA). I encourage you to contact an HIV or other type of legal services agency in your state. They should have experience in dealing with such matters.


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