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Medicare Advantage Plans HIV+
Jul 8, 2014

I am 60 yrs old and have been HIV+ for 30 yrs. Currently have medicare as primary due to being on LTD. I live in Florida. Is it possible to get a Medicare Advantage plan when not yet 65? If so are any designed specifically for HIV+ people or are any better than others for my case?

Response from Mr. Chambers

Under federal law, a Medicare Advantage Plan must accept any person who has both Parts A and B of Medicare and are not in a nursing home or suffering from End Stage Renal Disease. Generally, this election must be done during the Open Enrollment Period which is every autumn.

In some locations, there are Special Needs Medicare Advantage Plans and a few are focused on HIV+ persons. I do not know if there are such plans in Florida, but if you seek a health plan at you will be able to see what is offered in Florida.

I believe AIDS Healthcare Foundation has clinics in Florida. They may offer something for Medicare beneficiaries.

Oral swab test is negative over a year after possible exposure, but I have symptoms
can i get HIV?

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