Advertisement
The Body: The Complete HIV/AIDS Resource
Follow Us Follow Us on Facebook Follow Us on Twitter Download Our App
Professionals >> Visit The Body PROThe Body en Espanol
   
Ask the Experts About

Workplace and Insurance IssuesWorkplace and Insurance Issues
          
Rollover images to visit our other forums!
Recent AnswersAsk a Question
  
  • Email Email
  • Glossary Glossary


Insurance company disclosing information
Aug 28, 2013

I found the following link--http://ens.lacity.org/dod/indexpage/dodindexpage169423897_10062004.pdf. My concern is the following statement:Can my employer find out about my HIV or AIDS diagnosis from my insurance company? : An employer may also get information about insurance claims filed by workers to monitor its health insurance costs. Is this a problem I need to worry about with a plan that is not self issured.

Response from Mr. Chambers

Unfortunately, I have to agree with their answer of "maybe" but I will add the chances are extremely rare and usually involve breaking confidentiality laws.

Self-funded plans aside since they can present other problems, an insurance company cannot tell an employer the diagnosis of its employees' medical problems or identify the employees. Larger employers can obtain loss information but it does not include diagnosis. It is in the form of summaries. It may show the types of payments, x-rays, lab tests, medications, etc. but not the diagnosis behind it. It does not show the actual medications purchased and "should" not show the names of the persons incurring claims.

However, if the insurance agent and company exec are close friends, for example, no one can promise it won't be told, just that it is extremely unlikely.

In my 40 years in insurance, I have never encountered such a situation.

I wish I could guarantee your privacy will remain intact, but when humans are involved, it's impossible to promise.

Jacques



Previous
Overreacting?
Next
Scared please help

  
  • Email Email
  • Glossary Glossary

 Get Email Notifications When This Forum Updates or Subscribe With RSS


 
Advertisement



Q&A TERMS OF USE

This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.

Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.

Review our complete terms of use and copyright notice.

Powered by ExpertViewpoint

Advertisement