Jan 30, 2012
where can you get life insurance with hiv
| Response from Mr. Chambers
There are no carriers that will offer you life insurance if the plan requires medical underwriting.
Other than through an employer, there is only one other way to get life insurance I am aware of. That is Graded Benefit Life. These are policies that don't ask any health questions. If you die in the first two years, the insurance company only returns the premiums you paid to your beneficiary. After two years, they would pay the full death benefit.
The drawback to these plans are that they are usually only sold to person over age 50, sometimes age 40. Also, the amount you can purchase rarely exceeds $25,000.
Get Email Notifications When This Forum Updates or Subscribe With RSS
- Is Itchy Scrotum A Sign Of AIDS?
- Is Night Sweats A Symptom Of Acute HIV Infection?
- How Do You Know If You Have Coated Tongue?
- Diarrhea After Insertive Anal Sex With Condom Does It Mean I Have HIV
- Itchy Vagina After Anal Fingering Sign Of HIV AIDS
- Sore On Penis After Condom Broke Worried I Have HIV
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.