|New HIV diagnosis
Jan 30, 2012
I just learned of being HIV positive and have not seen a doctor yet. A little over a month ago I switched jobs and my health insurance coverage started two days ago. While it has not been over 63 days since my last coverage ended, is there still a potential concern seeing a doctor for testing/treatment so soon after the new coverage started?
| Response from Mr. Chambers
Under HIPAA, as long as you have had continuous coverage, which means no gap in coverage longer than 63 days, they cannot apply a pre-existing conditions limitation to your coverage. They do not count the probationary period at your new employer before your health insurance actually starts.
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