Jan 24, 2012
what are risk amd benifits of obtaining insurence and healthcare for uninsured/under-insured perons living with HIV/AIDS? where I can find educational information about this topic?
Response from Mr. Chambers
Individually purchased health insurance is regulated by states, so the answer depends on what state you are asking about. With the exception of a few states that guarantee insurance or offer annual open enrollments, I know of no insurance company offering broad medical coverage that will knowingly offer insurance for individual medically-underwritten coverage.
Employer provided insurance comes under federal law and employees otherwise eligible for health insurance can NOT be refused coverage because of their health or HIV status.
Get Email Notifications When This Forum Updates or Subscribe With RSS
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.