Jan 24, 2012
what are risk amd benifits of obtaining insurence and healthcare for uninsured/under-insured perons living with HIV/AIDS? where I can find educational information about this topic?
| Response from Mr. Chambers
Individually purchased health insurance is regulated by states, so the answer depends on what state you are asking about. With the exception of a few states that guarantee insurance or offer annual open enrollments, I know of no insurance company offering broad medical coverage that will knowingly offer insurance for individual medically-underwritten coverage.
Employer provided insurance comes under federal law and employees otherwise eligible for health insurance can NOT be refused coverage because of their health or HIV status.
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