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uninsured/under-insured
Jan 24, 2012

what are risk amd benifits of obtaining insurence and healthcare for uninsured/under-insured perons living with HIV/AIDS? where I can find educational information about this topic?

Response from Mr. Chambers

Individually purchased health insurance is regulated by states, so the answer depends on what state you are asking about. With the exception of a few states that guarantee insurance or offer annual open enrollments, I know of no insurance company offering broad medical coverage that will knowingly offer insurance for individual medically-underwritten coverage.

Employer provided insurance comes under federal law and employees otherwise eligible for health insurance can NOT be refused coverage because of their health or HIV status.



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