|LTD Terminated, How To Appeal
May 16, 2011
I have been receiving LTD for over two years through my employers disability benefits. My disability was simply due to weakness and fatique. I have been HIV+ since 1993, I have diabetes, high blood pressure, arthritis, allergies, and went through prostate cancer treatments. In the contract, after 24 months, they reevaluate your ability to work. I was terminated because they say that I could take sedentary gainfull employment instead of my most recent regular employment. However, my recent job was sedentary. I am not feeling better in any way at all. The problem is that my labs do not show any cause for the fatigue. My only guess is that my prescription medications might be causing the problems. At this point, my doctors dont seem fed up with the battles against the insurance company. Question: Can I appeal this on my own and refer to the side effects reported by the manufacturers? Do you think I have a good chance? Any suggestions?
Response from Ms. Franzoi
I would follow the appeal process outlined by the LTD carrier with letters from your doctor and possibly the pharmacist outlining the necessity for the drugs and their impact on you, i.e., the chronic fatigue.
"occupational HIV"????what the...??
Am I allowed to get inheritances or lotto prices
- Odds Of Contracting HIV Cut On Lip
- Does HIV Cause Jock Itch?
- Ear Infection Sign Of HIV Infection
- Night Sweats After Sex With Sex Worker Sign Of HIV AIDS
- Painful Urination After Insertive Anal Sex Without Condom Does It Mean I Have HIV
- Sore On Tongue After Performing Oral Sex Worried I Have HIV
This forum is designed for educational purposes only, and experts are not rendering medical, mental health, legal or other professional advice or services. If you have or suspect you may have a medical, mental health, legal or other problem that requires advice, consult your own caregiver, attorney or other qualified professional.
Experts appearing on this page are independent and are solely responsible for editing and fact-checking their material. Neither TheBody.com nor any advertiser is the publisher or speaker of posted visitors' questions or the experts' material.